
Khang Phan rents a four-bedroom home in San Jose with his wife, their toddler, and his parents. For $3,500, he and his wife share one room, his parents share another, and the third is for the two-year-old.
Phan, a 29-year-old government worker, said that even though his family’s income tops six figures, they strictly limit eating out and shop at Costco for essentials. His wife works odd hours doing ...



