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What challenges should dealers and others expect in auto finance this year? Here’s what companies said

Sam D’Arc, COO of Zeigler Automotive Group, moderated a panel Feb. 2, 2026, during the American Financial Services Association Vehicle Finance Conference & Expo in Las Vegas, Nev. He is behind a podium.
Sam D’Arc, COO of Zeigler Automotive Group, said one of the biggest challenges facing dealers is scammers' use of AI and other technology to fabricate documents so they can steal vehicles. (JOHN HUETTER/AUTOMOTIVE NEWS)
February 12, 2026 10:00 AM EST

LAS VEGAS — Automotive News asked speakers and vendors Feb. 1 at the American Financial Services Association Vehicle Finance Conference & Expo and other finance and insurance players to tell us what challenges would affect auto finance in 2026. Here’s what we were told:

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