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Investor’s Handbook

Practical wealth-building strategies for everyday investors who want to actually execute. Investment insights on stocks, ETFs, real estate, and more — focused on consistency, not complexity. By Todd Lincoln | toddlincolnauthority.com

Hard Truths Most People Avoid

I Got Rich the Moment — When I Stopped Doing These 8 Things

What I removed from my life before money finally showed up

8 min readJan 20, 2026
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Photo by engin akyurt on Unsplash

This coming recession is your opportunity to get rich. Well, that’s what all the YouTubers seem to be saying.

Youtuber’s Statement: You need to get rich, and you need to get rich quickly.

So let’s talk about how you can win while others are losing.

Youtuber’s Statement: The opportunity that is at our feet as I’m filming this video is absolutely insane.

So by being aware of the following eight traps, you’ll be able to make much better choices with your money.

Money Trap 1: Being Scared to Take Risks

Being scared of risky opportunities is understandable in such uncertain times. As an investor and a businessman, my job is always to minimize risk.

Risk might sound sexy, but taking too much on is not a smart move. I say this, but even when you’ve done everything in your power to minimize risk, there is still going to be some in every opportunity.

Otherwise, everyone would be doing it. And we all know the cliche saying that when something is too good…

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Investor’s Handbook

Published in Investor’s Handbook

Practical wealth-building strategies for everyday investors who want to actually execute. Investment insights on stocks, ETFs, real estate, and more — focused on consistency, not complexity. By Todd Lincoln | toddlincolnauthority.com

Sanjeev P.
Sanjeev P.

Written by Sanjeev P.

I write about money mindset, wealth habits, and financial freedom—helping you think smarter about money and build the future you want.

Responses (2)

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Money Trap 1: Being Scared to Take Risks

it's risky not to take the risk

15

it’s really not the time for people to take their jobs for granted.

I don't believe it is ever the right time to take our jobs for granted. I hear people complain about their jobs, their companies, and their bosses with so much bold contempt. But seriously, don't you need that job? Don't you need that income?

Some people just don't know what they have until it is gone...