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Exclusive Benefits

  • Dedicated Relationship Manager for all your banking needs

  • Access to family banking services

  • Competitive rates across remittances, loans and lockers

  • Zero maintenance on Demat and Portfolio Investments Scheme for the first year

 

 

 

 

 

Save & Invest easily with 3-in-1 Account

  • Invest in Stocks, Mutual Funds, FNO & IPOs

    Using ICICI Bank Savings Accounts funds

  • Single Login Access

    Single login access to NRE/NRO and to access PIS/NON PIS investments

  • Systematic Equity Plan (SEP)

    Just like an SIP, but investment in stocks. Leverage the power of compounding and make market timing irrelevant

  • One Click Portfolio

    Convenience of investing monitoring and exiting equity portfolios at a click

Digital banking solutions

  • Easy access to banking

  • Effortless user interface and enhanced security

  • UPI for NRIs*

    * Conditions Apply

Programme Eligibility

Programme Eligibility for individuals (Any one of the below):

 

  • Maintain Deposits* + Account Balance of  25 Lac OR
  • Deposits* + Account Balance + Mutual funds AUM^ + Demat holdings of ₹ 1Cr

 

*Deposits include Fixed Deposits/Recurring Deposits

^AUM - Assets under Management

 

Programme Eligibility for NRI Premium family banking (Any one of the below)

 

  • Maintain Deposits* + Account Balance of ₹37.5 lakh OR
  • Deposits* + Account balance + mutual funds AUM^ + Demat holdings of ₹1.5 Cr

 

*Deposits include Fixed Deposits/Recurring Deposits

^AUM - Assets under Management

 

If customer does not meet average programme criteria for 12 months, then the customer will be re-graded.

 

If programme eligibility criteria are not met, customer needs to maintain minimum monthly average balance (MAB*) of ₹15,000 at Customer ID^ Level to avoid non-maintenance charge.

 

*MAB is the simple average of day-end balances for a calendar month

^Customer ID includes all your savings account cumulative balances (except Fixed deposits/Recurring deposits)

Quick Links

Documents required

Schedule of Charges

Savings Account Interest Calculator

Other products offered

  • 3-in-1 Account

    3-in-1
    Account

    BEST FOR

    Trade in Indian markets

    Invest in Stocks & IPOs

    APPLY NOW DETAILS

  • NRI Select Programme

    NRI Select
    Programme

    BEST FOR

    Effortless banking meets unmatched savings benefits

    Privileges and Discounts |  Visa Debit Card

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  • Minor Savings Account - Young Star

    NRI Family Banking

    NRI Family
    Banking

    BEST FOR

    NRI families seeking seamless banking

    Single RM support

    APPLY DETAILS

3-in-1
Account

BEST FOR

Trade in Indian markets

Invest in Stocks & IPOs

APPLY NOW DETAILS

FAQs

What is the NRI Premium Programme?

The NRI Premium Programme is an exclusive banking offering for non-resident Indians (NRIs) that provides preferential services, special privileges, and Premium banking benefits.

What are the eligibility criteria for the NRI Premium Programme?

You are eligible for the ICICI Bank NRI Premium Programme if you agree to Maintain any one of the below:

Maintain Deposits* + Account Balance of ₹ 25 Lac OR

Deposits* + Account Balance + Mutual funds AUM^ + Demat holdings of ₹ 1Cr

*Deposits include Fixed Deposits/Recurring Deposits

^AUM - Assets under Management

What are the benefits of the NRI Premium Programme?
  • A savings programme that gives you access to power-packed features, benefits on rates and charges
  • Dedicated Relationship Manager for your banking needs
  • Mastercard World Debit Card with airport lounge access

Can I upgrade my existing NRI account to the NRI Premium programme?

Yes, you can upgrade your existing NRI account to NRI Premium by fulfilling the balance requirements

How to access airport lounges ?

Now wait in luxury before flying, with our complimentary international & domestic airport lounge access.

International airports: Get two complimentary lounge access in a calendar year. To know participating lounges refer *http://www.loungekey.com/icicibank

Things to note when availing International lounge access by Premium Customers:

  • Mention ‘Loungekey’ to the Airport lounge operator when availing the service, ensure that Loungekey terminal is being used by the lounge operator.
  • International Ecom & POS flag is enabled prior via Internet Banking/Mobile app.
  • A $35 pre-authorization amount is generally deducted by Service provider and refunded thereafter, hence maintain sufficient balance in card linked NRE account.
  • Only the cardholder visit is free. Any additional guests will be charged.
  • Card type, utilization limits, lounge TnCs as applicable.
  • Domestic airports: Get two complimentary lounge access per quarter at domestic airport/terminals in India. Click here to see the list of lounges

How can I upgrade my account to the NRI Premium Programme? Will I receive a new ATM-cum-Debit Card upon becoming an NRI Premium Programme customer?

To become a NRI Premium Programme customer,

-If you already hold the requisite balances in your account, you can upgrade your account by placing a request at your nearest ICICI Bank branch or calling our Customer Care.

-If you don’t hold the requisite balances in your account, fund your account to ensure the required balances and then place the request at your nearest ICICI Bank branch or call our Customer Care.

-You have an option to continue with the existing card or the new ICICI Bank World Debit Card will be sent to you on your specific request only. You can apply for the ICICI Bank World Debit Card through any of the following ways:

  • Call our Customer Care
  • Place a request through your Internet banking account
  • Walk into any ICICI Bank branch in India and submit your request

Am I required to sign any declaration before enrolling in the NRI Premium Programme?

Yes, to enroll in the NRI Premium Programme, you are required to complete and sign the necessary application forms, which may include declarations about your NRI status and agreement to the programme's terms and conditions. It's important to read and understand all declarations before signing.

What is NRI Family Banking?

ICICI Bank's NRI Family Banking allows NRI customers to group their family members' accounts under a single Family ID, enabling collective maintenance of balances and access to enhanced banking benefits. The primary member should be an NRI Select or Premium Account holder, and family members can include parents, spouses, children, grandparents, grandchildren, in-laws, and siblings.

Can two Savings Accounts be linked under an NRI Family ID?

 Yes, two Savings Account holders can form a Savings Account Family ID. However, the NRI Premium customer ID must be the primary customer ID in the NRI Premium Family ID.

What are the debit card benefits?

Under NRI Premium programme you are eligible for

  • Premium Mastercard World Debit Card
  • Exclusive rewards on international purchases
  • Higher transaction and withdrawal limits 
  • International and Domestic lounge access

Is interest earned taxable?

Interest earned on NRE accounts is tax-free in India whereas Interest earned on NRO accounts is taxable in India

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