How points will be awarded

Points will be awarded on a tiered basis: 80,000 bonus points when you spend $3,000 in the first 90 days, plus 20,000 bonus points when you keep your card open for over 12 months.View Disclaimer 1

Offer may end at any time. Eligibility criteria and terms and conditions apply.

Important Upcoming Complimentary Insurance changes

Effective 15 May 2026, International Travel, Domestic Travel and Rental Vehicle Excess Insurances will be removed.

Please read the summary of changes for further details and how they will affect your insurance cover.

Features and benefits

Take advantage of the NAB Rewards Platinum bonus points offer to enjoy a range of great benefits.

Earn rewards points fast

Receive 1 NAB Rewards Point for every $1 spent on everyday purchases with no limit to the amount of Points you can earn each month.View Disclaimer 2

Points booster

You can get even more value on your Grocery bill by earning 1.5 points per $1 spent at any eligible grocery store.

You can earn 2 NAB Rewards Points per $1 spent at Webjet.View Disclaimer 3

Complimentary insurances

Access to complimentary insurances including international travel insurance.View Disclaimer 4

24/7 NAB concierge service

Assistance 24 hours a day, 7 days a week for travel and lifestyle services with NAB Service.View Disclaimer 5

Things to consider

We want to help you choose the right card, so here are a few things to consider about this card before you apply.

  1. Higher interest rates compared to our NAB Low Rate Card

  2. Lower point earn rate compared to our NAB Rewards Signature Card.

  3. Higher annual fee compared to our other cards.

Standard rates and fees

NAB Rewards Platinum Card rates, fees and limits.

Variable purchase rateView Disclaimer 6

20.99 % p.a.

Balance transfer rate

0 % p.a.

For 12 months standard balance transfer (BT) rate. 3% BT fee applies. Unpaid balance transfer reverts to the variable cash advance rate.View Disclaimer 7

We can’t process balance transfers from certain issuers – see our indicative list.View Disclaimer 8

Variable cash advance rateView Disclaimer 6

21.74 % p.a.

View Disclaimer 9 

   
Annual card fee  $195 p.a.
Interest free days on purchases up to 44 daysView Disclaimer 10
Minimum credit limit $6,000

Applying is easy

  1. You need to be at least 18 years old to apply

  2. Complete your application in 15 minutes and get a response in 60 seconds

  3. You may be asked to provide payslips or bank statements
Apply now