Money
Why lifetime-free credit cards deserve a place in every card portfolio
Summary
Lifetime-free credit cards offer entry-level benefits, making them appealing to first-time applicants. They have low eligibility criteria and quicker approval processes, serving as a useful tool for building credit scores and financial inclusion, especially in tier-2 and rural areas.
Lifetime-free credit cards often come bundled with a bouquet of entry-level benefits that are adequate enough to lure folks who are new to credit and first-time credit card applicants.
Some lifetime-free credit cards are packed with features and benefits that are of high relevance even for customers who carry fee-only cards. These credit cards command low-to-moderate upper limits on discounts, cashbacks and reward points.
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