Risk and the Move to More Inclusive Credit Scores

October 4, 2024

Researchers compared the performance of borrowers with a credit score from FICO 10 T with previously unscoreable borrowers who are given a score based solely on traditional credit bureau data.

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Freddie Buybacks Jump in 2Q, Fannie's Go the Other Way
Rocket, UWM and loanDepot ranked first through third, respectively, in GSE buybacks during the first half of 2024.
Lender Buybacks Steady in 2Q, Pending Claims Rise
While seller repurchases of Fannie loans fell sharply in the second quarter, buybacks of Freddie loans were up. Rocket Mortgage and United Wholesale Mortgage ranked at the top of GSE buybacks for the first half of the year. (Includes three data tables.)
FHLBanks Urged to Back 40-Year Mortgages
A nonprofit has called on the Federal Home Loan Banks to launch a program for mortgages with terms of 40 years, arguing the products will help to address affordability issues.

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Risk and the Move to More Inclusive Credit Scores

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Refis Push Agency MBS Issuance Up in Third Quarter

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Lender Buybacks Steady in 2Q, Pending Claims Rise

Retail Footprint Grows in Conventional Lending

Nonbank Share of Lending Up in First Half of 2024

Home Equity Lending Activity Increases in Second Quarter

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Freddie Buybacks Jump in 2Q, Fannie's Go the Other Way

Lender Buybacks Steady in 2Q, Pending Claims Rise

FHLBanks Urged to Back 40-Year Mortgages

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GSE Repurchase Activity: Cumulative to Second Quarter 2024 (PDF Format)

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