Jay Reese 'sChild support guarantee service
The environments surrounding children vary from family to family, and single-parent familiesNot receiving child support is a major social issue.
We strive for stability in the lives of single-parent families.
Supporting children's future .
Even if you want to receive child supportThere are various reasons why you may not receive it...
Approximately 60% of single-parent households said they had never received child support.
There are various reasons such as ``I don't want to get involved with the other party,'' ``I don't have the intention to pay the other party,'' and ``It's a hassle to negotiate the deal.''
Source: Ministry of Health, Labor and Welfare FY2021 National Single Parent Household Survey Results Report
J-Lease Child Support GuaranteeFiveTwo benefits
- Advantage 1Tailored to the customer's situationPropose a guarantee plan
- Advantage 2If it is within the warranty rangechildcare expensesyou can definitely receive it
- Merit 3Requesting and receiving child supportNo need for communication between former partners
- Advantage 4Account for receiving child supportYou can choose
- Advantage 5Full support with peace of mind and trust
Advantage 1
Propose a warranty plan tailored to your situation
We offer three types of guarantee plans, depending on the child support arrangement (with or without a notarized document) and whether ex-partners agree to use the child support guarantee.Please check the warranty plan diagnosis for details.
Advantage 2
If it is within the warranty rangeGuaranteed to receive child support
Even in the event of non-payment, J-Lease willInstead, we will pay child support.
Merit 3
Requesting and receiving child supportbetween former partnersNo interaction required
Advantage 4
You can choose the account to receive child support
You can choose the recipient's or child's account as the receiving account.
- Account specified in the child support agreement document
Advantage 5
Full support with peace of mind and trust
TSE Prime listed companiesreliability as
J-Lease has been selling and operating the rent guarantee business for about 20 years. To this day, we have earned the trust of our customers based on the know-how we have cultivated during that time and the solid management and growth foundation that has earned us recognition as a TSE prime company.
At 36 counters nationwidefriendly support
Consultation centers at 36 locations nationwide also provide community-based support. You can use it with confidence even when any problems or problems occur.
J-Future Warranty Plan
Warranty plan diagnosis
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There are no unpaid child support payments at the time of application.
- If you have unpaid child support at the time of application, you cannot apply. We will provide you with detailed information, so please contact us here .
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There is a written agreement regarding child support.
- To use the guarantee, you will need documentation of child support arrangements. Additionally, the type of documents required will differ depending on whether or not the former partner has consented to the use of the guarantee.
We will provide you with detailed information, so please contact us here .
- To use the guarantee, you will need documentation of child support arrangements. Additionally, the type of documents required will differ depending on whether or not the former partner has consented to the use of the guarantee.
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The agreed document is notarized orEnforceable documents such as mediation recordsis in writing
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Ex-partner's use of child support guaranteeconsent can be obtained
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Ex-partner's use of child support guaranteeconsent can be obtained
- This guarantee is also beneficial for those paying child support. Please tell them to look at J-Mirai30 below.
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For use of child support guaranteeObtain consent from ex-partnerJ-Mirai50J-Mirai30J-Mirai10
Three-party contract plan
J-Mirai10Three-party contract/debt name
Guarantee limit
Monthly child support amount equivalent to 12 months
Initial guarantee fee *
Monthly amount of child support for one month
(Payment to be paid by the recipient)
Continuation guarantee fee (when renewed for 1 year)
10 % of monthly child support
(Payment to be paid by the recipient)
- In some cases, the initial guarantee fee may be subsidized by local governments.
- The amount and conditions vary depending on the municipality, so please check with your local municipality for details.
- If the monthly child support amount is less than 30,000 yen, the minimum guarantee fee will be 30,000 yen.
Advantages of J-Mirai10
At the time of annual contract renewalLess burden
- The amount will be debited directly from the payer's account. Recipients can receive child support on a fixed date every month, regardless of the withdrawal result.
- Payers can pay child support without having to go through remittance procedures.
- This is a guarantee plan with excellent cost performance that reduces the guarantee fee paid at the time of contract renewal.
type of contract
- 3 party contract
- Payment agency by direct debit
Reception conditions
- A written agreement on child support is required (a written agreement on the name of the debtor is required)
- There is no unpaid child support that was agreed upon in writing at the time of application.
J-Mirai30Three-party contract/no debt title
Guarantee limit
Monthly child support amount equivalent to 12 months
Initial guarantee fee *
Monthly amount of child support for one month
(Payment to be paid by the recipient)
Continuation guarantee fee (when renewed for 1 year)
30 % of monthly child support
(Payment to be paid by the recipient)
- In some cases, the initial guarantee fee may be subsidized by local governments.
- The amount and conditions vary depending on the municipality, so please check with your local municipality for details.
- If the monthly child support amount is less than 30,000 yen, the minimum guarantee fee will be 30,000 yen.
Advantages of J-Mirai30
Even if there is no debt title (document recognized by a public institution),
You can apply if you have a written agreement on child support.
- The amount will be debited directly from the payer's account. Recipients can receive child support on a fixed date every month, regardless of the withdrawal result.
- Payers can pay child support without having to go through remittance procedures.
type of contract
- 3 party contract
- Payment agency by direct debit
Reception conditions
- A written agreement on child support is required (however, a written agreement on the name of the debtor is not required)
- There is no unpaid child support that was agreed upon in writing at the time of application.
Start using J-MiraiProcess up toIn case of three-party contract (J-Mirai 10, J-Mirai 30)
- STEP 01
Arranging child support through notarized documents or court procedures such as mediation
*If you are using J-Mirai 30, you can apply if you have documentation of child support arrangements.
*Please contact us regarding the creation of notarized documents.Recipient(Childcare expensesrecipient)
Payer(Childcare expensespayer)
- STEP 02
J-Mirai application
Recipient(Childcare expensesrecipient)
Guarantee companyJ Lease
Payer(Childcare expensespayer)
- STEP 03
Guarantee examination result notification
Recipient(Childcare expensesrecipient)
Guarantee companyJ Lease
Payer(Childcare expensespayer)
- STEP 04
Contract procedures
Recipient(Childcare expensesrecipient)
Guarantee companyJ Lease
Payer(Childcare expensespayer)
- STEP 05
Payment of guarantee fee
Recipient(Childcare expensesrecipient)
Guarantee companyJ Lease
Two-party contract plan
J-Mirai50Bilateral contract/debt name
Guarantee limit
Monthly child support amount equivalent to 12 months
Initial guarantee fee *
Monthly amount of child support for one month
(Payment to be paid by the recipient)
Continuation guarantee fee (when renewed for 1 year)
50 % of monthly child support
(Payment to be paid by the recipient)
- In some cases, the initial guarantee fee may be subsidized by local governments.
- The amount and conditions vary depending on the municipality, so please check with your local municipality for details.
- If the monthly child support amount is less than 30,000 yen, the minimum guarantee fee will be 30,000 yen.
Advantages of J-Mirai 50
The contract procedure is completed between the recipient and J-Lease, so
No need to enter into a contract with the payer
- After the contract is concluded with the payee, the details of the contract will be notified to the payer by postal mail that can only be received by the payer, and the contract will begin upon confirmation of receipt of the document.
type of contract
- two-party contract
Reception conditions
- A written agreement on child support is required (a written agreement on the name of the debtor is required)
- There is no unpaid child support that was agreed upon in writing at the time of application.
Start using J-MiraiProcess up toIn the case of a two-party contract (J-Mirai 50)
- STEP 01
Arranging child support through notarized documents or court procedures such as mediation
*Please contact us regarding the creation of notarized documents.
Recipient(Child support recipient)
Payer(Payer of child support)
- STEP 02
J-Mirai application
Recipient(Child support recipient)
Guarantee companyJ Lease
- STEP 03
Guarantee examination result notification
Recipient(Child support recipient)
Guarantee companyJ Lease
- STEP 04
Contract procedures
Recipient(Child support recipient)
Guarantee companyJ Lease
- STEP 05
Payment of guarantee fee
Recipient(Child support recipient)
Guarantee companyJ Lease
- STEP 06
Notice of start of warranty
*It will be sent by mail limited to the person in question.
Guarantee companyJ Lease
Payer(Payer of child support)
Q & AFAQ
About guarantee fees and expenses
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Q: How much does it cost?
AThe recipient will be required to pay a guarantee fee. An initial guarantee fee (equivalent to one month's monthly child support fee) must be paid at the time of the initial contract, and a continuing guarantee fee (*) must be paid at each yearly renewal of the contract. Please note that if you pay the guarantee fee at a convenience store, there is no fee, but if you pay by bank transfer, you will be asked to pay the transfer fee.- J-Mirai 10: 10% of monthly child support, J-Mirai 30: 30% of monthly child support, J-Mirai 50: 50% of monthly child support
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Q: Who pays the initial guarantee fee and continuing guarantee fee?
AThe recipient will be responsible for paying the initial guarantee fee and continuing guarantee fee.
Guarantee fee payment instructions will be sent to the recipient via SMS (Short Message Service). -
Q: How should I pay the guarantee fee?
AWe will send you a barcode via SMS (Short Message Service) to pay the initial guarantee fee at a convenience store. The same applies to the annual warranty fee.
It is also possible to send the request form by mail. -
Q: If child support is unpaid, will the continuation guarantee fee change at the next renewal?
AThe continuation guarantee fee will not change regardless of the child support payment status. -
Q: If the amount of child support increases during the contract period, will there be an additional guarantee fee?
ANo additional guarantee fee will be charged during the contract period, but at the next contract renewal, a continuous guarantee fee (*) will be charged based on the increased monthly child support amount.- J-Mirai 10: 10% of the monthly child support amount after the increase, J-Mirai 30: 30% of the monthly child support amount after the increase, J-Mirai 50: 50% of the monthly child support amount after the increase
About application conditions
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Q: Can I apply even though my divorce has not yet been finalized?
AYou can apply if there is a written agreement regarding child support.
However, in the case of "J-Mirai 10" and "J-Mirai 50", a "debt name" is required. -
Q : Can my child apply even if he is over 18 years old (adult)?
AYou can apply. Guarantee is possible up to the age stated in the ``debt name'' and ``documents arranging child support payments.'' -
QCurrently , I have unpaid child support, can I still apply?
AYou cannot apply if you have unpaid child support. -
Q : Can anyone apply if they have the "debtor's name" or "documents that agreed to pay child support"?
AWe can only accept applications from those who receive child support. If you are the person paying child support and would like to apply, please consult with the person receiving child support.
About procedures
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Q : Can I cancel the contract midway through?
AThe contract is renewed every year, but it is possible to cancel the contract midway through. However, please note that the guarantee fee will not be refunded on a monthly or daily basis depending on the remaining period of the contract.
Please apply here for mid-term cancellation. -
Q : What should I do when updating?
AYou must apply for renewal at least one month before the contract expiration date.
For renewal, you will need to attach a certified copy of your family register obtained within one month, so please prepare a certified copy of your family register before applying for renewal from here . After you apply, we will send you instructions on how to pay the renewal guarantee fee, so please complete the payment procedure before the contract expiration date.
- We will send you a notification approximately two months before the contract expiration date.
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Q: I would like to use the local government's subsidy system, but can you issue me a receipt?
ACan be issued. Once the contract is concluded, we will send you a receipt.
About warranty details
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Q: What does "12 months worth of monthly child support" mean?
AThis means that if the payer falls behind in paying child support, ``we will make advances until the unpaid amount to J-Lease equals 12 months of monthly child support.''
The amount repaid by the payer will be deducted from the unpaid amount.- (Example) If the monthly child support is 50,000 yen, we will guarantee up to 12 months x 50,000 yen = 600,000 yen.
If child support payments are delayed and the amount owed to J-Lease is 200,000 yen, the remaining guaranteed amount will be 400,000 yen. At this time, if the payer repays 200,000 yen to J-Lease, the outstanding amount will disappear, and the guaranteed amount will return to 600,000 yen.
- (Example) If the monthly child support is 50,000 yen, we will guarantee up to 12 months x 50,000 yen = 600,000 yen.
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Q: Can you guarantee that past child support payments have been paid?
AUnfortunately, past unpaid amounts are not covered by the warranty. -
Q : Can you guarantee marital expenses, property division, and alimony?
ANot covered by warranty. -
Q: If the amount of child support changes during the process, what will happen to the guarantee limit?
AThe guarantee limit remains the amount at the time of the contract (or at the time of renewal in the case of renewal). You can increase or decrease the guarantee limit at the time of contract renewal. -
Q If I apply for J-Mirai, when will I be able to receive child support reimbursement (guarantee)?
AWe will reimburse you (guarantee) from the month the warranty starts. -
Q: Is there a limit to the number of advance payments?
AThere is no upper limit to the number of advances.
The guarantee continues until child support payments are completed or the unpaid amount reaches 12 months of monthly child support. -
Q: Is there a limit to the amount of child support that can be guaranteed for one month?
AThere is no upper limit.
We will guarantee the monthly child support amount listed in the ``obligation name'' and ``documents arranging child support payment.'' -
Q: If I continue to pay the continuation guarantee fee, will child support be guaranteed forever?
AThe guarantee will continue until the unpaid amount reaches 12 months of monthly child support.
About ex-partner
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QHow will J-Lease contact the former partner (payer) after the payment is made?
ADepending on the situation, we will provide you with information by telephone, letter, SMS (Short Message Service), and visits. -
Q: I don't want my ex-partner to know my information.
I'm worried that information may be leaked to the other party during the contract, but is that okay?AWe will not disclose the information of either recipients or payers without their permission.
(Information regarding payment status, etc. will be subject to disclosure. Also, the email addresses of the recipient and payer will be mutually disclosed during the screening and contracting process.)
others
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Q: What is the average amount of child support?
AThe amount of child support varies depending on the number of children, their age, and the income of the child support recipient/payer.
*For more information, please refer to the information section regarding calculation on the court's official website below.
Report on the 2018 Judicial Research (Empirical Research on Calculation of Child Support and Marriage Expenses) -
Q: How should I calculate child support?
AThe calculation criteria is that the amount varies depending on the number and age of the children and the income of the recipient/payer of child support.
*For more information, please refer to the information section regarding calculation on the court's official website below.
Report on the 2018 Judicial Research (Empirical Research on Calculation of Child Support and Marriage Expenses)
About procedures
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Q: Please tell me the process from application to the start of warranty.
AThe general flow from application to warranty start is as follows.- Recipient applies for examination
- Provisional approval result notification (J-Lease will send the "URL for the payer's application" to the recipient, so please forward it to the payer)
- Application for examination from payer
- Official approval
- Contract procedure
- Contract conclusion (GMO Sign electronic signature)
- Payment of initial guarantee fee
- Registering a debit account
- Warranty starts
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Q : How long does it take from application for examination to start of warranty?
AThe warranty will start in about 2 weeks at the earliest.
The warranty will start from the month following the completion of the "05 contract procedure" outlined below. Please also note that if there are any missing documents, it will take time to conclude the contract. [Outline of flow after application]- Recipient applies for examination
- Provisional approval result notification (J-Lease will send the "URL for the payer's application" to the recipient, so please forward it to the payer)
- Application for examination from payer
- Official approval
- Contract procedure
- Contract conclusion (GMO Sign electronic signature)
- Payment of initial guarantee fee
- Registering a debit account
- Warranty starts
Example 2: If you apply in mid-April and complete the procedure in early May, the warranty will start in June. -
Q: What happens if the payor fails to pay child support?
AJ-Lease will transfer funds to the recipient regardless of the payer's payment status (result of direct debit).
For child support payments that cannot be withdrawn due to insufficient funds in the account, etc., J-Lease will bill the payer.
About ex-partner
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Q: Is there any communication between the recipient and the payer?
ADuring the screening process, J-Lease will send a ``URL for the payer's application'' to the recipient, so please forward the URL from the recipient to the payer. -
Q: My payer doesn't seem to want to share his work information with me.
Is it difficult to apply?AThe payer's information necessary for screening will be provided directly to J-Lease, so there will be no problem with your application. -
Q: What should I do if I cannot obtain consent from my former partner?
APlease explain that this product has benefits for the payer, such as eliminating the need for monthly transfer procedures, and obtain their consent.
If you have a debt in your name, you can also use "J-Mirai 50", which does not require the consent of your ex-partner. -
Q: Are there any costs to be borne by the payer?
AWhen performing a bank transfer from the payer's designated account on the 27th of each month (or the next business day if the day falls on a Saturday, Sunday, or holiday), a bank transfer fee (300 yen + consumption tax) will be charged. (Added to child support and debited monthly)
About procedures
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Q: Please tell me the process from application to the start of warranty.
AThe general flow from application to warranty start is as follows.- Recipient applies for examination
- Provisional approval result notification (J-Lease will send the "URL for the payer's application" to the recipient, so please forward it to the payer)
- Application for examination from payer
- Official approval
- Contract procedure
- Contract conclusion (GMO Sign electronic signature)
- Payment of initial guarantee fee
- Registering a debit account
- Warranty starts
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Q : How long does it take from application for examination to start of warranty?
AThe warranty will start in about 2 weeks at the earliest.
The warranty will start from the month following the completion of the "05 contract procedure" outlined below. Please also note that if there are any missing documents, it will take time to conclude the contract. [Outline of flow after application]- Recipient applies for examination
- Provisional approval result notification (J-Lease will send the "URL for the payer's application" to the recipient, so please forward it to the payer)
- Application for examination from payer
- Official approval
- Contract procedure
- Contract conclusion (GMO Sign electronic signature)
- Payment of initial guarantee fee
- Registering a debit account
- Warranty starts
Example 2: If you apply in mid-April and complete the procedure in early May, the warranty will start in June. -
Q: What happens if the payor fails to pay child support?
AJ-Lease will transfer funds to the recipient regardless of the payer's payment status (result of direct debit).
For child support payments that cannot be withdrawn due to insufficient funds in the account, etc., J-Lease will bill the payer.
About application conditions
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Q: I have a divorce agreement or agreement, can I sign a contract?
AYou can sign a contract if you have agreed on child support.
In addition, if you can make the divorce agreement or agreement into a notarized deed (in the name of the debt), you can apply for "J-Mirai 10", which has a discounted continuation guarantee fee.
About ex-partner
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Q: Is there any communication between the recipient and the payer?
ADuring the screening process, J-Lease will send a ``URL for the payer's application'' to the recipient, so please forward the URL from the recipient to the payer. -
Q: My payer doesn't seem to want to share his work information with me.
Is it difficult to apply?AThe payer's information necessary for screening will be provided directly to J-Lease, so there will be no problem with your application. -
Q: What should I do if I cannot obtain consent from my former partner?
APlease explain that this product has benefits for the payer, such as eliminating the need for monthly transfer procedures, and obtain their consent. -
Q: Are there any costs to be borne by the payer?
AWhen performing a bank transfer from the payer's designated account on the 27th of each month (or the next business day if the day falls on a Saturday, Sunday, or holiday), a bank transfer fee (300 yen + consumption tax) will be charged. (Added to child support and debited monthly)
About procedures
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Q: Please tell me the process from application to the start of warranty.
AThe general flow from application to warranty start is as follows.- Recipient applies for examination
- Examination approval
- Contract procedure
- Contract conclusion (GMO Sign electronic signature)
- Payment of initial guarantee fee
- Notification of contract details to payer (“Person-only receipt mail”)
- Warranty starts
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Q : How long does it take from application for examination to start of warranty?
AThe warranty will start in about 2 weeks at the earliest.
The guarantee will start from the month following the completion of "04 Notification of contract details to payer ('Person-only receipt mail')" in the flow outline below. Please also note that if there are any missing documents, it will take time to conclude the contract. [Outline of flow after application]- Recipient applies for examination
- Examination approval
- Contract procedure
- Contract conclusion (GMO Sign electronic signature)
- Payment of initial guarantee fee
- Notification of contract details to payer (“Person-only receipt mail”)
- Warranty starts
Example 2: If you apply in mid-April and complete the procedure in early May, the warranty will start in June. -
Q: What happens if the payor fails to pay child support?
APlease make a claim for subrogation within 30 days starting from the day after the payment date specified in the agreement.
J-Lease will transfer the money to your designated account within 5 business days from the date we receive your request.
About ex-partner
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QDoes the payer (former partner) have to do anything at the time of application/contract?
AThere is no procedure for the payer, but we will send you a notice informing you of the fact that the guarantee has started by ``receipt-only mail'', so you will need to receive it.
Please note that information regarding the payer must be provided by the recipient when applying for the guarantee. -
QWhen I sign a guarantee contract, will the payer (former partner) be contacted?
AJ-Lease will send you a notice via ``restricted recipient mail'' informing you of the fact that J-Lease will begin the warranty.
Please be assured that no personal information such as the recipient's address or phone number is included. -
QWill the payer (former partner) complain if I enter into a guarantee contract without prior consent?
AIf child support is paid according to the debt title, there will be no disadvantage to the payer (ex-partner), and the purpose of the payer (ex-partner) is to "guarantee" receipt of child support, so it is not a complaint for the payer (ex-partner). This is not the content to say.
In the unlikely event that you are pointed out that there was no prior contact, or if you are concerned about the deterioration of your relationship with the payer and would like to inform them in advance, please respond by saying, ``I trust you, but I accidentally forgot.'' I think it would be a good idea to explain that this is to prepare for unforeseen circumstances such as hospitalization or hospitalization.
Please be assured that our company is legally permitted to act as a joint guarantor based on the guarantee contract.