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Having recently moved to Houston, Tracie U. hadn't yet tried Third Ward's popular staple of southern comfort food, Turkey Leg Hut. So when a friend came to town from her home state of Florida, she thought it would be the perfect opportunity.

But Tracie was stumped when she attempted to book a reservation for two and discovered she'd have to pay a non-refundable deposit of $100 via Cash App, a mobile payment service, as well as sign a contract.