I applied for the California account program of Bank of Tokyo-Mitsubishi UFJ.
The other day, I reported on the account application of Bank of Tokyo-Mitsubishi UFJ, but this time I finally received the materials for the California account program, so I applied immediately.
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The contents included documents such as an application form and entry examples.
There are two types of application forms, one for the person and one for the joint owner.
Difference between Union Bank saving account and checking account.
Union Bank is an American bank, so there are two accounts, a saving account and a checking account.
The saving account is free of charge for opening an account and the minimum deposit amount required for the account.
Account maintenance fee is free if your account balance is over US $ 300.
Please note that if your account balance is less than US $ 300, it will cost US $ 4 / month.
There are no account opening fees or account maintenance fees for checking accounts.
However, the minimum deposit required to open an account is US $ 100.
Both saving and checking accounts are covered by the US Deposit Insurance Corporation (FDIC) and are protected up to a certain amount.
How to withdraw Union Bank deposits?
Union Bank issues ATM cards, so you can withdraw money from ATMs around the world and, of course, affiliated ATMs in Japan.
However, a certain fee will be charged to use it.
Union Bank has installed more than 500 ATMs, mainly on the west coast of the United States.
ATMs where Union Bank cards can be used in Japan
ATMs available in Japan are Seven Bank, E-net, Lawson ATM, Japan Post Bank, and AEON Bank.
Among them, E-net installed at Seven Bank and FamilyMart can withdraw up to a maximum of 100,000 yen, so you can save fees.
To use an ATM, there is a withdrawal fee of $ 5, an exchange fee, and an ATM usage fee.
In fact, if you can open an account, I will write about the usage fee for depositing and withdrawing.
Whether or not you can open a Union Bank account is an honest bet.
Since it is a US bank, the threshold may be high and I do not know what will happen.
Still, it's worth a try.
You can't know the true value unless you actually try everything.
Requesting materials and applying to open an account are free of charge, so please give it a try.
Next time preview
Once you have successfully obtained a Union Bank account, we will ask CCBILL to actually make an ACH deposit and write an article until the deposit is made. See you soon.
