A few words on "You don't need to pass":
I see the "trans" community insist on that all the time. However, an MtF of any sort can not live as a woman if they do not pass as female. It is impossible. If people can tell you were born male, they will treat you as someone born male calling themselves a woman, and not treating you as they would treat a female. You may find people who will treat both identically. However, it is not the majority, or half, or even a significant number of people. In many cases, you'll be treated better for being "brave" and "progressive", or extra nice out of fear of losing one's job or freedom, or fear of assault if you fly off the handle. It doesn't matter who those people are - "trans" supportive women, Radfems, men, other "trans" people - EVERYONE will see you as and treat you as something other than a woman, for better or for worse.
If you need to live as a woman, if that is what you intend to do, you MUST pass as female. It doesnt matter if you force access in to every rape shelter, gyno's office, locker room, competitive sport, bathroom, women's only spa, waxing salon, job position, or lesbian's bed... If people looking at you don't make the instant assumption you have female biology, you are not living a woman's place in society. That's just how the world is, and it's why a transsexual woman's transition is not finished till she passes no matter the expense, cost, or risk.