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Muh healthcare (i.redd.it)

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トップ新着論争中古い順Q&A

[–]IndyDude11 16 ポイント17 ポイント  (1子コメント)

I understand what you're saying here, but you can go buy another car. You can't go buy another body. Personally I have no idea what the answer is for healthcare, though.

[–]dewisri 6 ポイント7 ポイント  (1子コメント)

Isn't it true that insurance companies used to deny the renewal of existing policies due to the development of a "pre-existing condition"?

In other words, a person could be on a plan for several years, then develop cancer, and the following year the insurance company would decline to renew it.

The equivalent metaphor would be that this guy had car insurance for several years, had an accident, and now he can't drive because no one will insure him again.

[–]lossyvibrations 2 ポイント3 ポイント  (0子コメント)

Yes. And if you're treatment needed more than a year you got dropped ornhad rates go up.

[–]01291083712 8 ポイント9 ポイント  (5子コメント)

A car has a set value, human life doesn't. I don't support universal healthcare, but this is an awful way to frame your argument. Human beings aren't property. Using a car as a human analogue doesn't work. Insurance isn't the answer to human healthcare.

You are hurting the cause outside this sub by posting this.

[–]xOxOqTbByGrLxOxO 3 ポイント4 ポイント  (0子コメント)

Ok so imagine it's a very expensive piece of property that got destroyed. Should you still be able to insure it after the fact?

As distasteful as it is to put a price on someone's life, we do it every day (even in government run healthcare systems) because reality dictates it.

[–]Throwaways4dayzz 8 ポイント9 ポイント  (0子コメント)

Insurance isn't the answer for pre-existing conditions is exactly the point

[–]backofthefridge 1 ポイント2 ポイント  (1子コメント)

The life insurance company I contract with states my life has a very precise value.

[–]Fitzwoppit 0 ポイント1 ポイント  (0子コメント)

But isn't that based on how much you are willing to pay for your policy? You can increase the payout value of your life by increasing the payments you make to them.

[–]realSatanAMA 1 ポイント2 ポイント  (0子コメント)

The problem is, the entire point of insurance is to gamble on risk. Forcing insurance to cover pre-existing conditions will ultimately make them unprofitable. The real solution (going to be unpopular in this sub) would be to have a government program to help people with pre-existing conditions, and to allow doctors/hospitals/pharmacies to have separate pricing for insurance and government subsidized patients so that the government can legally regulate prices within it's own program but not affect prices charged through private insurance claims.

[–]mc2222 0 ポイント1 ポイント  (0子コメント)

This content seems better suited form/r/libertarianmem

[–]NeedHelpWithExcel 0 ポイント1 ポイント  (1子コメント)

Yes because children born with diseases should be left to die.

[–]lossyvibrations 0 ポイント1 ポイント  (0子コメント)

So this supports the mandate in the ACA?

[–]Gerrigen -2 ポイント-1 ポイント  (8子コメント)

Just give me New Zealand's program and I'll be happy.

Free Markets can't completely solve every problem, especially in industries where excessive profit runs counter to morality. IE healthcare.

[–]FrogTrainer 7 ポイント8 ポイント  (0子コメント)

excessive profit

You only saw excessive profit in healthcare once the gov got involved. Hell, hospitals used to be run by nuns. They were literally cheaper than non profits.

[–]MasterTeacher88 4 ポイント5 ポイント  (6子コメント)

When have we ever had free market healthcare in America?

[–]Gerrigen 1 ポイント2 ポイント  (5子コメント)

Around the same time we had free market police and fire departments.

Most healthcare, of course, used to be individual doctors who charged per client.

[–]PhilliesJawn -1 ポイント0 ポイント  (4子コメント)

Around the same time we had free market police and fire departments.

So never?

[–]VoidHawk_Deluxe 2 ポイント3 ポイント  (1子コメント)

Back around the late 1800's, fire departments were private. You paid them like an insurance company, and kept a little plaque somewhere visible on your property. If your house, or neighbors house caught fire, they would protect the house with a plaque, the house without one, not so much. It's really not a whole lot different from government run fire depts. They get their money from property taxes (Property owner is paying for service). The difference of course is, the property owner does not get a choice in the matter of whether or not he wants the service, and the fire dept now must put out all fires.

Private police departments used to be a thing as well, but I know a lot less about those.

[–]Gerrigen 0 ポイント1 ポイント  (1子コメント)

Nope. You used to be extorted by the fd if your house was on fire

[–]PhilliesJawn 2 ポイント3 ポイント  (0子コメント)

Almost like you don't get to use a service you don't pay for. Who woulda thunk it?!