全 41 件のコメント

[–]Bluetinfoilhat 27 ポイント28 ポイント  (0子コメント)

You marry for hospital, funeral, pension, and custody issues. If you don't care about this, then don't bother getting married.

Also if you live together, there isn't much different from a feminist perspective than if you marry.

[–]shamelesslyfeminist 22 ポイント23 ポイント  (0子コメント)

I married for a greencard and money. 18 years later and no regrets. Money doesn't buy happiness, but poverty sure the fuck doesn't either. I've done both. My mother married a poor man for love. Love fades. Especially when he is chronically unemployed, drunken philanderer as most men from my country end up being.

I love my husband. He's a great husband. But he's still a man. If a woman is gonna put up with all the bullshit that having a man entails, she should benefit. I've never cohabited with a man. Personally, I don't see any benefit for a woman by living with a man, cleaning up after him, having sex with him, or having his children without any entitlements or protections. But then I come from a different culture and experienced a level of poverty most western women don't.

That being said, you should always have an exit plan. Always have money squirreled away and a way of making a living for yourself and your children should it come down to it.

[–]heidischallengedum spiro spero 16 ポイント17 ポイント  (0子コメント)

Divorce laws vary by state but you would have to dissolve the union equitably unless you have a pre-nuptial agreement.

[–]georgiaokeefesgrottoAFABulousTransWomanFish 11 ポイント12 ポイント  (4子コメント)

Always have a separate bank account.

Personally, I have found living together to be better for me, but neither me nor my mates have had money. Unless you plan on having children, or he is going to share his property with you fully on the books would it be worth it, IMO.

My DH and I married for insurance reasons a few years ago when I had it through a job. The job's no longer, but marriage has fucked up our taxes for three years running now.

[–]allballersgotoheaven[S] 4 ポイント5 ポイント  (3子コメント)

Woah, please elaborate. How has it fucked up your taxes?

[–]georgiaokeefesgrottoAFABulousTransWomanFish 4 ポイント5 ポイント  (2子コメント)

My husband had problems with an employer. Taxes got effed up on his side, then they started swallowing my returns too. His penalty and interest (in part caused because of carelessness on the employer's paperwork) is now my penalty and interest. We are poor enough that getting that three hundred dollar chunk really means something- a car repair for one, and now I can't even get that. I'm hoping forfeiting my return this year gets us caught up.

[–]endofthelinerXX-Marks-My-Sex=Female 3 ポイント4 ポイント  (1子コメント)

This happened to my son and DIL. He was getting paid cash at times and employers were paying him on 1099s. His wife was able to claim an "innocent spouse" status because she was unaware of his situation when it actually happened and she was working, also.

You might want to pay a small amt to a tax lawyer to find out if there is anything you can do about this to protect yourself and exclude your income.

[–]georgiaokeefesgrottoAFABulousTransWomanFish 0 ポイント1 ポイント  (0子コメント)

Thank you for the suggestion. He's basically been out of work since an injury a couple of years ago, I'm the only income right now. An 'innocent spouse' exception is just what I need.

We're getting divorced this year. I'm tired of this shit. We did great cohabiting for 16 years, then it all got screwed up. Back to cohabitation and in a few years we'll qualify for 'domestic partnership' which confers some of the same rights (including shared insurance) without the tax snafu.

On a weird note, domestic partnership in my state is allowed for gay relationships at any age. For hets we have to wait until 58 or 60. Discrimination, I tells ya!

[–]deirdreofthegaians 18 ポイント19 ポイント  (1子コメント)

If you live with this man, you now have NO rights if/when he decides to split and leave you with nothing. There will be no equitable arrangement decided by the courts. There will be you, without funds for a lawyer, begging to be let inside to grab a few of the possessions most precious to you.

If you are married, he is legally forbidden from hiding assets in a divorce proceeding and your marital assets will be divided equally.

Your foremothers fought long and hard for equitable, no-fault divorce. It is now the right afforded by marriage that is the single best thing for women already cohabiting with male partners.

I have been divorced twice, once from a marriage made in large part due to financial reasons. I am beyond glad that I did not simply cohabit.

[–]allballersgotoheaven[S] 5 ポイント6 ポイント  (0子コメント)

Maybe I didn't make it clear that we have separate bank accounts. All of my income is my own and not shared. While I couldn't afford as good of a lawyer he would have no legal right to my money or possessions. I see your point though.

[–]Fray38 13 ポイント14 ポイント  (3子コメント)

Short answer: no, it's not short sighted, it's practical.

Long answer:

I don't know if this would necessarily qualify as The RadFem viewpoint, in fact I'm pretty sure it doesn't, but this is my own feeling on the matter which has changed a lot over the years as any theoretical stance I may have had was battered away by real world experiences.

A large part of the entire point of marriage is shoring up financial and social stability. The whole idea of marriage being primarily, or only, about love is a relatively new concept, and I think a fairly short sighted one that overlooks the other material realities of life. By forming a legal and social contract between the two of you (and also between your families, in some places), it enables you to more easily function as a team and provides motivation to think and act for your mutual benefit. I understand the political arguments about why it shouldn't be mandatory and why people shouldn't be stigmatized if they don't marry, and I agree that if it's not what you want then you shouldn't do it, but it's still a fact that has been shown over and over again that marriages are, on the whole, more stable than other types of relationships and really do produce psychological and behavioral benefits and I don't think it's unreasonable to want that.

This is one of the major reasons why legalizing gay marriage was so dang important!

You need to really think about what you want from the relationship and what your plans are for the future and decide if marriage supports that. If the financial benefits, sense of permanence, and ease of operating as a unit rather than as two individuals trying to coordinate with each other appeals to you, then marriage is probably for you and there's nothing wrong with that. If the permanence would make you feel trapped, you more greatly value the ability to coordinate with your partner on some aspects of life you're interested in but not on others, you are unsure if you can rely on your partner to uphold his end of the bargain, or if you could picture yourself leaving your partner in the foreseeable future, then maybe it's not for you.

Also, and my younger self hates me for saying this, but if you're planning to have children, that should be a significant check mark in the "pro" column for marriage. Studies have shown time and again that the best family arrangement for positive childhood development is biological parents who are married (or primary partners at the time of the child's birth, for gay families), with biological parents/primary partners who are unmarried but still together coming second. The biggest risk factor for the death, physical or sexual abuse, or neglect of a child is the presence of an unrelated adult in the home (i.e. the parent's new boyfriend, a step parent, etc). I feel like if you bring a child into the world (and this applies to both men and women equally) then you have a responsibility to act in that child's best interests as much as you can, even if you personally would prefer something else for yourself. This isn't about being an all-sacrificing pure Mommy who subsumes her entire identity in her child, it's about acknowledging the responsibility you have to that child and society in general to form that new person as best you can, even if you'd prefer other priorities.

Don't get me wrong, I am in no way disparaging single parents or blended families. I myself am the product of a wonderful single mother and a crappy-then-vanished father, and I have a pretty great step dad, and I like to think I turned out okay. But there's no denying that all of our lives would have been easier and happier and I would have had way more opportunities in life if my mom had had a reliable and supportive partner for a husband instead of... what she actually had.

Wow, I hadn't planned to write that much! So this concludes "Fray's Marriage and Child Manifesto What's Probably Going to Make Her an Outcast." Tune in next time for a 5000 word screed entitled "Why Leggings Are Not Pants, God Damn It!"

[–]Eclectic58Resistance is NOT futile 12 ポイント13 ポイント  (0子コメント)

To add a short point to all of this, what marriage essentially does is to turn two legally unrelated people into each other's legal next of kin, with all the rights and responsiblities that go with that.

[–]susannunes 7 ポイント8 ポイント  (1子コメント)

The reason it is for financial stability is because the economic system is rigged against women so men get sexual access. That is why women make less money, their jobs are denigrated, and discrimination is rampant. It is to coerce them into marriage. If women had true financial independence, they wouldn't bother with marriage. EVERYTHING is predicated on women putting out sexually in return for the bennies. The team theory is just nonsense. The prostitution angle is reason enough never to do this. I don't give a shit about the pensions or bennies; I won't be owned by a man to get them. I will take destitution before I will EVER, EVER prostitute myself for a man in marriage. I know of what I speak. I am 62 and never married and grateful for it despite the financial hardships. Your post is total psychobabble.

Most women have been so brainwashed into thinking marriage is about "love," "commitment," and "stability" that they can't seem to get in their heads that the whole point of it is to be sexual property to a man. You HAVE to put out sexually in order to get any of the benefits or you will be out on the street in short order.

Marriage is seriously on the way out, SSM notwithstanding, which affects a tiny percentage of people. More and more women are walking away from it, your flowery tribute to marriage notwithstanding.

[–]Fray38 18 ポイント19 ポイント  (0子コメント)

Clearly it's not for you. Good thing you don't have to do it, then! But the fact remains, however, that multiple incomes (yes, even ones in an equal society that allow women to live independently from men) would provide more stability and opportunities than a single one would. And it is not psychobabble to say that humans are social animals and function better when working together than when isolated. That is a fact. Outliers don't disprove the norm. And it's also a fact that societies all over the world throughout history have had pair bonds as a major, basic component in society, even in matriarchal and matrilineal societies, the occasional relatively brief diversion into other family structures not withstanding, so there is a practical utility to it.

Now, what expectations and requirements we put on marriage can and should change, but it's never going to disappear entirely. And none of this arguing is really relevant to what the OP was asking, because her practical financial concerns are tied to the world as it is now. And in context, it's a perfectly reasonable decision to seek the legal protection of marriage.

On the rest of it, we'll have to agree to disagree. It's no skin off my nose and I knew my thoughts would be wildly unpopular around these parts. Since I'm getting used to being unpopular with other feminists (usually of the libfem variety), it doesn't bother me like it once would have.

Now, where do you stand on the "leggings: pants or no?" issue? Because even I have my limits.

[–]Abc1938 6 ポイント7 ポイント  (1子コメント)

Can you elaborate as to why you had been planning to avoid marriage?

[–]allballersgotoheaven[S] 10 ポイント11 ポイント  (0子コメント)

Politically, because of how it has been used to make women into the property of their husbands.

Personally, because I think people can change dramatically (trans widow anyone?) and divorce is a difficult procedure. I don't want to have myself locked to someone in case they change and I want out.

Financially, if we decided to have kids I could claim single parent status if necessary. Or if one of us started a business (more likely than the kids) and could get a separate mailing address, the other can be an employee tax shelter.

Edit to add: This list is pretty much in order of importance to me.

[–]city-licker 7 ポイント8 ポイント  (1子コメント)

So, what I'm hearing is that getting married is going to cost you money and save him a ton. Add that with the fact that married women fair way worse than single women and I just don't see why you would.

[–]annieareyouokayannieI am feel erased when we are not about me? 5 ポイント6 ポイント  (2子コメント)

I got married for pragmatic reasons. $11k a year probs would've done it for me. How hard is it to get a divorce where you are?

[–]allballersgotoheaven[S] 1 ポイント2 ポイント  (1子コメント)

Probably not hard? I'm in a coastal state.

[–]annieareyouokayannieI am feel erased when we are not about me? 2 ポイント3 ポイント  (0子コメント)

Well in that case I'd do it. There are some important questions - do de facto partners have financial rights upon separation, could you potentially be in a worse position married with a prenup than you are now? Sounds like while you're living with him 11k/year won't be a huge deal, but how will this effect you if you break up? Could you handle a divorce - would your family be cool about, and do you care what they think? If you guys are really just approaching it as a piece of paper with some financial benefits, then why not (as long as you're sure this benefits you).

[–]thatMarciawoman 5 ポイント6 ポイント  (0子コメント)

I'm in the UK and have friends who, having been together for years and with two children by that time, got married. They did so for pension reasons. I think a large factor in their decision was that my friend had a serious postpartum haemorrhage after their second child, and that got them thinking about what would happen if one of them died and was left to bring up two small children on their own. A friend of theirs found himself in exactly that sad situation when his wife died, and that probably also played into their thinking. Since their marriage, the law has changed and they would benefit from each other's pension without being married. When the woman told me that, I said "oh, well, you can get divorced now!" and she said that she'd said the same thing to her husband and he'd been a bit put out! But she was annoyed that the law had changed so soon after they'd married as they wouldn't have married otherwise.

[–]bisoubisoumathmath 5 ポイント6 ポイント  (1子コメント)

Does he have any debt or liabilities? You should look at his financial history before attaching yourself by law, I think.

[–]allballersgotoheaven[S] 2 ポイント3 ポイント  (0子コメント)

Nope. He had a small student debt he was paying off slowly when we first met but paid it off fully as soon as he got a well paying job. He's like me about this financial savings stuff, early retirement and diy-fixes, and we probably spend about as much combined annually as a normal single person who likes to buy things new or go out to eat frequently.

[–]endofthelinerXX-Marks-My-Sex=Female 3 ポイント4 ポイント  (0子コメント)

I think you've already made up your mind about this.

Marriage is, though, I think, a barrier to becoming a fully independent person which you'll never experience except on your own.

Women no longer have to jump from a bed perhaps shared with a sibling in their parents' house to a shared bed in marriage. That was my life before an early divorce at age 21 when I never had slept alone in my entire life. Now, I've been enjoying that pleasure for 55 yrs.

You don't say how old you, or the relationship is, but trust me: People change and laws don't keep up with those changes. "I put most of my income into my pre-tax retirement plan, plus some savings for a house or whatever I may want in the future. " I think I'd be prone to keeping it that way. You can walk away from a relationship that involves no legal restrictions, but marriage is an entirely different animal.

[–]StrawberryPyrex 7 ポイント8 ポイント  (16子コメント)

It worries me that he pays "all of [your] expenses." That is letting a man support you 100% and could end very badly. There's no resentment from him that he's supporting another adult who gets to sock all her own money away into "savings" while contributing nothing to the day-to-day expenses? He's a rare one, then.

I'm actually a little bit against matches like this, whether legal marriage comes into it or not, where the partners are so financially mismatched. It just seems to be not a basis for an equitable relationship. Maybe that's a topic for a different post though.

In your case, I guess getting married would lead to a better outcome for both of you. Get a pre-nup though. I will NEVER get married again without a pre-nup.

[–]allballersgotoheaven[S] 6 ポイント7 ポイント  (4子コメント)

I know what you mean, and it is a concern of mine. The power would feel more lopsided to me if we were married because he would be hauling the most income and I couldn't leave easily. I also worry that because he makes so much money it could influence him politically as he ages. Presently though, this is working for us. I don't want to get into all of details publicly, but yeah, he's a rare one. He's not some kind of sugar daddy, we are both just very thrifty and financially-minded and care a lot about each other's well being and preparing for our futures (even if they don't involve each other).

This is some great advice. Do pre-nups also protect the person with less money?

[–]vulvapeopleI am Terficus 8 ポイント9 ポイント  (2子コメント)

As far as I know, a pre-nup can divide up the assets in almost any way you please. The most common use is to protect the higher income earner and/or protect a business owned by one of the spouses, but, regardless, divorce can be very expensive, and, in my experience, even in the absence of a pre-nup where assets are to be divided "equitably" that doesn't always happen, and it's usually the poorer member of the couple who gets the shaft because she (and it's usually a she) can't afford a protracted legal fight. I also think women are more likely to just walk away from a nasty divorce, giving the man whatever he wants, which is probably better for their physical health, but not their finances.

Since your boyfriend stands to gain so much financially if you marry, it might be worth at least talking to an attorney about it.

[–]deirdreofthegaians 8 ポイント9 ポイント  (1子コメント)

Not quite true. There are unconscionable prenups. Typically you can't have a prenup that says "in the event of a divorce, [spouse 1] gets everything and [spouse 2] is kicked out and penniless, fuck [spouse 2]."

Also, if you cannot afford a divorce attorney but your spouse can, the court can AND WILL order the expenses for a similar attorney to your spouse's to be paid by your spouse. women often are told by their husbands that they have no rights and can't afford a lawyer. This is never true when the husband has money, and the woman should seek legal remedies from the courts as much as possible using women's aid and other resources.

[–]vulvapeopleI am Terficus 3 ポイント4 ポイント  (0子コメント)

That's why I said "in almost any way". I've also speculated that some men who seem to have quid pro quo marriages have pre-nups that give their wives a chunk of change as payment for putting up with them. At least that's my explanation for how Rush Limbaugh is married at all. If I remember correctly, there's a rumor that she doesn't even live in the same house.

I'm aware that the court can do that, but that doesn't mean the husband won't find a way to fuck over his soon-to-be ex-wife. My sister is currently going through a divorce where she gave up her career for 13 years to raise their children, and her husband is screwing her over royally. He's paying for her attorney, but she's absolutely going to be worse off financially than she was when they were married and before they were married. My father was also a master at screwing his wives out of their fair share, which actually reminds me of my personal advice to women considering marriage: Never marry a lawyer.

[–]StrawberryPyrex 4 ポイント5 ポイント  (0子コメント)

Since your boyfriend stands to gain so much financially if you marry, it might be worth at least talking to an attorney about it.

I'll answer your question with a quote from someone else! In your case you should think hard about getting married if will affect your taxes. Also a pre-nup can definitely protect the person with less money, in many ways, especially as things change and you both get older. Besides, you never know what will happen in the future - you could get an inheritance, a better job, a settlement of some kind, and then you'd be the one with some money to protect.

[–]holosericum 4 ポイント5 ポイント  (10子コメント)

Why do you let him pay for all your expenses? Unless you're in a rough patch or something, I find this arrangement really inequitable and not good in the long run. Even if he's ok with it, you may regret it. One of my mom's biggest regrets is her dependence on my dad's money and not being able to support herself without him.

[–]allballersgotoheaven[S] 8 ポイント9 ポイント  (8子コメント)

I am certain that I could support myself without him. He makes more than 6x what I do (we are in very different fields), and I make a fine salary. His salary is so ridiculous that if he were not paying for the majority of our expenses we would both feel that the relationship was inequitable.

[–]holosericum 7 ポイント8 ポイント  (0子コメント)

That's good you could make it on your own. I wouldn't marry to be $11k richer. If you split it equally, it's $5,500 extra a year for being a wife. That's a nice lump of money, but I think the freedom of being a single woman that's able to leave with no legal tape cutting is worth more.

[–]iPood_ 5 ポイント6 ポイント  (2子コメント)

if he is making that much money, then 11k should be nothing for you guys. If he is really making a huge amount and you guys are happy as is, I wouldn't think that amount would justify a marriage

[–]allballersgotoheaven[S] 4 ポイント5 ポイント  (1子コメント)

So 11k added to a retirement account annually with a 4% interest compounded annually (this is a conservative estimate, assuming 7% stock growth and 3% inflation) is $153,632.55 after 10 years, $364,763.57 after 20. Even half of that gets me that much closer to my retirement goals. Whether it justifies a marriage or not is up to the individual... I'm trying to figure it out personally. I'm just theorizing here, there's no pressure on me to decide right now or anything, I just like to play with the numbers and consider it.

[–]butyoucanteditfeminist police force 2 ポイント3 ポイント  (0子コメント)

I'd do it! Impressive maths.

It's pretty clear you know how you feel about your reasons.. If you have personal and political objections to the institution of marriage, then why not 'get what you can' out of that institution if it is right for you.

Off the top of my head I can think of one couple I know who married for purely practical/financial reasons, after being together for over twenty years. This seems to have worked out fine for them!

Your situation probably is unusual, and marriage is indeed on the decline. If you personally decide to get married because it is rational for you to do so, then I wouldn't consider that an anti-feminist move. We're supposed to be looking at the bigger picture and not individual women's choices, right? The only thing I would want to ensure is whether a change in either of your circumstances (employment or other) or in the relationship might leave you in a worse situation, post-marriage, than you are now?

As an aside, I am also, for various reasons, almost entirely financially covered by my boyfriend for the time being. So from my personal perspective I believe you can make your own decisions about whether any kind of 'power imbalance' is or is not a problem.

[–]qwertypoiuytre 5 ポイント6 ポイント  (2子コメント)

I agree with others, that if he makes such a huge salary, then you can afford to go with your principles over the extra $11K, why not.

[–]allballersgotoheaven[S] 3 ポイント4 ポイント  (1子コメント)

Wow, I love this phrasing. Thinking of it as principles over money has me feeling like, "hell yeah! Fuck money!"

[–]qwertypoiuytre 1 ポイント2 ポイント  (0子コメント)

Right on! If we didn't have such a significant financial imperative, I wouldn't have wanted to get married. If we had as much wiggle room as it sounds like you guys do, I still would have had the wedding - because that was awesome - but just wouldn't have done the legal marriage. For me it's the total opposite of romantic for one, and then there's also the radfem principles. It would have been meaningful for me to feel like I was breaking trail for future women in that way. Kind of a bummer. But so are skyrocketing health insurance premiums. Oh well. I did keep my name though. Tried to get him to take mine but no dice. :P

[–]juustforthisTRANCE 1 ポイント2 ポイント  (0子コメント)

If you could easily leave him, then why not let him pay? I really don't see the argument against that if he's not demanding subordination in return.