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Mortgage Loans Sweep Russia; New Concept Yet to Be Tested

MOSCOW -- Yuri Yudakov wants to buy his own home, a step that for most Russians is still in the realm of fantasy. But he is determined to make his dream come true, and in some ways, there has never been a better time to do it.

"I'm sick of not having my own place," the 28-year-old real-estate broker says. "In Moscow, if you rent an apartment, you might end up with a crazy landlady who doubles the rent when she feels...

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