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Tumblr teen makes healthy purchase and credit card gets disabled! (i.reddituploads.com)

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[–]bkurzynski0519 322ポイント323ポイント  (12子コメント)

This is $100% true. I too make purchases at my local supermarket and my credit card statement shows each and every item I purchase and for how much instead of summing up the bill as "local supermarket purchase".

[–]Badgerfest 121ポイント122ポイント  (3子コメント)

Absolutely. Banks have access to the grand database of barcodes and are able to meaningfully process the exact contents of every transaction and compare it with every previous transaction you have ever made.

[–]r2d2_21 11ポイント12ポイント  (2子コメント)

grand database of barcodes

I mean, you do as well. There are even apps for checking any arbitrary barcode.

[–]smellslikecocaine 76ポイント77ポイント  (7子コメント)

I use to work for a large bank and we used software that monitors your activity. It's pretty scary stuff, but it's meant to save lives. If someone purchases McDonald's everyday their entire lives, and then one day decides to goto Whole Foods the system freezes that individual's account after depositing $100% dollars, because more than likely this is theft or a suicide attempt.

[–]Douchebag_on_wheels 38ポイント39ポイント  (0子コメント)

That's why I go to Food and Stuff. It's where I get all of my food, and most of my stuff.

[–]Samarthwiz 15ポイント16ポイント  (5子コメント)

Suicide attempt? What how? I'm confused?

[–]j_driscoll 15ポイント16ポイント  (3子コメント)

Eating a vegetable at this point would likely kill them.

[–]uuntiedshoelace 11ポイント12ポイント  (2子コメント)

Can confirm. My husband almost died from consuming A Vegetable one time.

[–]s0c1a7w0rk3r 3ポイント4ポイント  (1子コメント)

Part of me wants to make a vegetable themed fellatio joke here.

[–]uuntiedshoelace 0ポイント1ポイント  (0子コメント)

Ohhh noooooo Well, if you must. For science.

[–]Amigomontoya 0ポイント1ポイント  (0子コメント)

Spending all of your money on something out of the ordinary could mean something bad and not just weird.

[–]AqueousSilver91 590ポイント591ポイント  (49子コメント)

healthy

ready meal

One of these things is not like the other. One of these things just doesn't belong.

[–]Ajanissary 152ポイント153ポイント  (38子コメント)

I've always heard you can choose two : healthy, fast, cheap

[–]Ua_Tsaug 88ポイント89ポイント  (18子コメント)

I try to shoot for healthy and cheap.

[–]Michael70z 92ポイント93ポイント  (9子コメント)

Cheap and fast here.

[–]iFoxMSF 119ポイント120ポイント  (5子コメント)

I bet your wife could vouch for that.

[–]AlwaysWantedN64 25ポイント26ポイント  (4子コメント)

http://i.imgur.com/r73VJe3.gif

[–]Stampedex2 9ポイント10ポイント  (3子コメント)

I just realized how good the loop is in that gif

[–]ThroughLidlessEye 4ポイント5ポイント  (1子コメント)

Look closely at the tree to witness Mr. Foreground's reality warping abilities.

[–]Coolaccount2 1ポイント2ポイント  (0子コメント)

I'm just waiting for somebody to fix the tree in the gif because everybody brings it up every time it's posted. Seems like an expert in After Effects could adjust it.

[–]AlwaysWantedN64 0ポイント1ポイント  (0子コメント)

I didn't make it but I'll take credit, thanks.

[–]Auphor_Phaksache 17ポイント18ポイント  (1子コメント)

Just how I like my women

[–]Ua_Tsaug 5ポイント6ポイント  (0子コメント)

That's my second choice.

[–]PunxTatto 6ポイント7ポイント  (0子コメント)

I usually pick fast twice.

[–]The_Dok 4ポイント5ポイント  (6子コメント)

Where the fuck can you get that?

*Ok, I get it. Make it on your own. I figured it out, thanks guys.

[–]bipnoodooshup 5ポイント6ポイント  (2子コメント)

Produce section.

[–]GAGAgadget 4ポイント5ポイント  (1子コメント)

Pretty much just bothering to research ingredients and where all the cheapest prices are.

[–]bipnoodooshup 1ポイント2ポイント  (0子コメント)

I agree but I'm gonna add on looking at price per unit if your grocery store includes that in their price labels. A bag of 20 whole wheat dinner rolls in my area costs less per 100 grams than a loaf of bread. Cut them in half and you have mini buns that you can still make a fully stuffed sandwich from except it'll be more of a stack than a regular sandwich. And if you keep them in your fridge they last over a month without going bad. Just make sure you purge the bag of as much air as you can before tying back up or they go stale.

[–]SweetButtsHellaBab 4ポイント5ポイント  (1子コメント)

Healthy food is cheaper than junk food if you make it yourself, especially when excluding meat.

[–]JaFFsTer 1ポイント2ポイント  (0子コメント)

Eat is soooo cheap though. 2 bucks gets you a pound of chicken

[–]Ua_Tsaug 1ポイント2ポイント  (0子コメント)

You have to make it.

[–]robbysaur 19ポイント20ポイント  (14子コメント)

Where are we finding healthy and cheap food? I need this solved ASAP.

[–]__rosebud__ 39ポイント40ポイント  (1子コメント)

ASAP

Didn't you read the post? If you want healthy and cheap you can't have it fast!

[–]cnaiurbreaksppl 2ポイント3ポイント  (0子コメント)

ASAP doesn't mean fast. It means as soon as possible.

[–]in-a-far-off-land 15ポイント16ポイント  (0子コメント)

Cooking at home with a vegetable based diet

[–]Douchebag_on_wheels 14ポイント15ポイント  (0子コメント)

/r/eatcheapandhealthy

[–]BellRd 1ポイント2ポイント  (2子コメント)

Chipotle?

[–]aerandir1066 2ポイント3ポイント  (1子コメント)

That's just fast, I guess it's cheap if you make one item last several meals.

[–]BellRd 5ポイント6ポイント  (0子コメント)

Well, two meals, at least, are easy.

[–]aerandir1066 0ポイント1ポイント  (6子コメント)

Cooking at home I guess, but that's still fairly expensive for healthy stuff.

[–]Bigblind168 9ポイント10ポイント  (0子コメント)

Buy in bulk and use a crockpot. It'll cut down on costs at least

[–]Evayne 13ポイント14ポイント  (4子コメント)

Eh. Some canned/frozen veggies, some rice, and a couple eggs makes a good meal and clocks in at under $2. Steak is gonna be harder to do for cheap, but just healthy isn't so bad.

[–]GAGAgadget 7ポイント8ポイント  (0子コメント)

This obsession with meat every meal is killing us slowly. Not just your own health but the health of the environment.

[–]aerandir1066 0ポイント1ポイント  (0子コメント)

Per meal you mean? That's pretty good. I've made it before and liked it but I'm still in high school so I'm not really familiar with food costs yet.

[–]Zeus_Wayne 7ポイント8ポイント  (0子コメント)

I thought the options were healthy, good, and cheap.

[–]thegil13 1ポイント2ポイント  (0子コメント)

Where is all of the fast healthy food?

[–]Chauncii 0ポイント1ポイント  (0子コメント)

Healthy and fast?

[–]andwhatlol 0ポイント1ポイント  (0子コメント)

Scrambled eggs wants a word.

[–]gloriouspablo 19ポイント20ポイント  (6子コメント)

There are plenty of healthy, ready meals at higher end supermarkets! Or maybe it's a Europe thing...

[–]marlow6686 4ポイント5ポイント  (0子コメント)

The M&S Fuller For Longer range are a lifesaver when I'm working late

[–]noPENGSinALASKA 2ポイント3ポイント  (0子コメント)

Definitely in the states too. There are things like rotisserie chicken, frozen microwaveable veggies, etc that should not cost more than a few bucks a meal. I can get a rotisserie chicken for a few buck and some frozen broccoli and it it is enough to make a few days worth of food.

[–]KenTrole 2ポイント3ポイント  (0子コメント)

It's not a European thing. People here are just misinformed and don't know the difference between "healthy" and "nutritious"

[–]rosylux 2ポイント3ポイント  (0子コメント)

Yeah, I occasionally pick up a "ready meal" if I've forgotten to make a lunch for work. It's usually a salad where the dressing comes separate, and I don't like dressing anyway so I always have it without. I don't have them often but I imagine they're still fairly healthy.

[–]Fingebimus 0ポイント1ポイント  (0子コメント)

All supermarket meals are not really that healthy in Belgium, but some are okay.

[–]wOlfLisK 0ポイント1ポイント  (0子コメント)

Yeah, ready meal doesn't mean it's full of salt and sugar, it just means it's prepackaged and takes a few minutes in the microwave/ oven. You can definitely find some healthy ones.

[–]badadviceforyou244 18ポイント19ポイント  (0子コメント)

pre-made veggie tray.

With ranch, of course.

[–]anonmymouse 8ポイント9ポイント  (0子コメント)

She probably means a Lean Cuisine or something.

"healthy"

[–]Lmaoyougotrekt 0ポイント1ポイント  (0子コメント)

There's "healthy" as in "Low calories, shit ton of salt", or "Low calories, good bit of salt, tastes like shit"

[–]TamponShotgun 80ポイント81ポイント  (14子コメント)

No we wouldn't. As someone who works in a bank, we only look for suspicious merchants that may be out of pattern and therefore maybe suspicious, we have no way of knowing what you bought. So a $10 purchase at Wal Mart for a frozen pizza looks the exact same to your bank as $10 worth of veggies and soy milk. However, if you have never shopped at a Whole Foods before in a state you're not a resident of, we might flag that as suspicious, or maybe you normally shop at Wal-Mart, but then we see three transactions in a row from them, that looks suspicious.

[edit]: Changed some wording due to /u/xllPuppetllx's post. The merchants aren't suspicious per say, but certain types of activity that he pointed out could be suspicious compared to normal activity on the account. Thanks man.

[–]Zeus_Wayne 12ポイント13ポイント  (0子コメント)

Another bank guy here. It's also likely that a transaction would get stopped if it looks like a duplicate. So if she's bought two things that were the same price, but she bought them one at a time right after each other, it's possible the bank would decline the second payment. They wouldn't "freeze your account" though.

[–]StardustOasis 4ポイント5ポイント  (2子コメント)

Before doing that do you look at recent purchase history? Because I assume if that person bought travel tickets with the same card it would be less suspicious.

[–]TamponShotgun 7ポイント8ポイント  (0子コメント)

We only see the merchant name. We absolutely, under no circumstances, can see what you purchased, nor will the merchant share that information with us. If you bought plane tickets from Priceline.com for instance, we will simply see "customer John Smith purchased something from Priceline.com for $350.11, is it tickets? Is it a hotel? Is it both? We have no idea."

[–]xIIPuppetIIx 0ポイント1ポイント  (0子コメント)

When a card is swiped, within a second it passes through hundreds of rules. Is it an open active card>is the purchase originating from sanctioned countries>is the charge similar to things we've taken fraud on> is the charge similar to things you've done in the past. After this less then a second interval it make a decision to accept or decline a charge.

After that it gets queued for an associate to review and make a call out to the customer if needed. That's when someone will do the digging, check for history, check geography, etc. We can decide to continue holding up charges if we think it's fraud.

[–]Dont_Eat_Poison 3ポイント4ポイント  (2子コメント)

As someone who works in a bank, you should understand this would happen because of location or amount, not because of the specific item. So... Why are people hung up on this idea they were claiming it was because the food was listed to the bank?

[–]TamponShotgun 1ポイント2ポイント  (1子コメント)

Because people don't understand how banking works. I've been cussed at before because someone's loan was denied when their debt ratio was 110% (most places require it to be in the 30%-50% range), which means they have more debt than their income can even pay for, yet they want another loan to buy a four seat ATV with no cash down.

[–]Dont_Eat_Poison 0ポイント1ポイント  (0子コメント)

Loans are not necessarily a day to day thing. Using a debit card is a bit more common, and people should know how it works

[–]xIIPuppetIIx 5ポイント6ポイント  (3子コメント)

To clarify as someone who also works in fraud for a major bank. We don't consider the legitimacy or suspiciousness of a particular merchant, rather the patter of charges coming through. It might be your local grocer you are shopping at but when we see a Redbox 2 dollar charge then a 40 dollar gas then you're buying all your holiday gift cards, nigga you might be declined. But only because that's what perps do. Test, see that it works, buffer charge to make things seem fine, BOOM 504.96 GIFT CARD WITH A SURCHARGE BACK TO BACK.

But here is the customer, just getting g a movie for his kids and holiday gifts for the family, standing in line saying how unimaginable embarrassing it is to get his card decline. But I digress.

[–]TamponShotgun 2ポイント3ポイント  (2子コメント)

Thanks dude, I didn't realize how my post read. Updated to reflect that merchants aren't suspicious, but rather types of activity like you pointed out.

[–]xIIPuppetIIx 2ポイント3ポイント  (1子コメント)

Yeah mayne. Shout out to fellow fraud analyst lol

[–]TamponShotgun 1ポイント2ポイント  (0子コメント)

Sorry not a fraud analyst. I work in a branch at a desk helping people dispute fraud items though, so I know a bit about the process just from doing that for a few years.

[–]Truthfull 1ポイント2ポイント  (0子コメント)

I did once get my card frozen for a purchase at a 'sporting goods store'. Which makes a good story, but what actually happened was the store was in Australia while I was in Thailand and it was a very large transaction. It was legit but suspicious as fuck.

[–]Trump4GodKing 0ポイント1ポイント  (1子コメント)

we only look for suspicious merchants

Keep up the good work

[–]TamponShotgun 0ポイント1ポイント  (0子コメント)

Edited out because that's not exactly what card fraud people do. I was trying to communicate that certain merchants can look suspicious because they're processing suspicious-looking transactions through an account, but there is no central list of "suspicious merchants" like my post made it sound like. There are no "suspicious" merchants, just suspicious activity (like two or three charges close together from one store or online website for instance or a purchase from China when you've never bought anything outside of the US before in your account's lifetime for instance).

[–]Sertoma 129ポイント130ポイント  (8子コメント)

Nigga I bought a fucking bad dragon dildo when I was 16 with my credit card and it was fine, they ain't gonna fucking disable a card because someone bought $7 worth of heathy food.

[–]fiveSE7EN 158ポイント159ポイント  (6子コメント)

Maybe that was a characteristic purchase for you.

[–]Sertoma 56ポイント57ポイント  (5子コメント)

I never said it wasn't but the credit card company wouldn't know that since it was the first dildo of twenty.

[–]deburtsid11 0ポイント1ポイント  (0子コメント)

Where the hell do you hide a bad dragon dildo at 16?

[–]dallasboy678 17ポイント18ポイント  (1子コメント)

Bankers HATE him!

[–]Tionsity -4ポイント-3ポイント  (0子コメント)

"Hate" is a strong word word, my friend. Jesus "the rim job" Christ would not approve!

[–]cartwheelnurd 58ポイント59ポイント  (4子コメント)

I actually think that it's a pretty clever self-deprecating joke, and I'm not convinced that the poster is trying to pass this off as a $100% true story.

[–]Meta1425 12ポイント13ポイント  (0子コメント)

Jokes are supposed to be $100% true though, haven't you ever seen stand-up comedy? Always true stories.

[–]MQ2000 3ポイント4ポイント  (0子コメント)

yeah seems like a joke to me too

[–]dolfan650 6ポイント7ポイント  (0子コメント)

Hush yo self

[–]Virtualben -1ポイント0ポイント  (0子コメント)

I agree! See I'm divorced now but I was married for long enough that when I started dating and bought condoms the first time, the bank froze my account thinking someone stole my card.

[–]elljawa 20ポイント21ポイント  (9子コメント)

ive had my card frozen several times for "uncharacteristic" purchases

[–]gingahbread 18ポイント19ポイント  (6子コメント)

Sure, but we only see where the purchase was made, and how much it was. We don't see exactly what you're buying.

[–]Auphor_Phaksache 12ポイント13ポイント  (1子コメント)

One time I got a text that read "Did you just spend $56.93 at the Liquor Store?" I was like, cmon Chase this is routine shit by now.

[–]acroyear3 2ポイント3ポイント  (0子コメント)

"Look, Chase. I drink. We both know this. But do you know what would be nice? If you could stop being so fucking judgey about it."

[–]Dont_Eat_Poison 1ポイント2ポイント  (2子コメント)

She didn't say they knew what she was buying though.

[–]gingahbread 0ポイント1ポイント  (1子コメント)

The phrasing of the story heavily implies that is exactly what happened.

The only way I see this happening would be if she never, ever goes to the grocery store, and she just happened to be out of state while making her purchase.

[–]Dont_Eat_Poison 1ポイント2ポイント  (0子コメント)

It really, really doesn't. They're saying they made a purchase that was embarrassing (giving us the name) and saying the purchase was frozen. They are absolutely not implying it was because of the name of the food. It's a funny story, they're setting it up because it was a funny coincidence, not to say the food was listed.

"Uncharacteristic purchase" usually mean location and amount.

[–]viruskit 0ポイント1ポイント  (0子コメント)

I go clothes shopping like 3 times a year and once my card froze during one of those times lol. I was buying just one shirt after spending $200 at one store.

[–]vonarchimboldi 3ポイント4ポイント  (0子コメント)

My bank goes through all my receipts line item by line item. Why, just the other day the teller knew that I had been blackout drunk on Friday and even was able to tell me what my uber drivers name was!!!!!1 THANKS BANK.

[–]deku_link 2ポイント3ポイント  (0子コメント)

It's a joke.

[–]Guyastian 3ポイント4ポイント  (2子コメント)

Is there a subreddit for how oblivious r/thathappened is to a joke?

[–]Serafiniert 0ポイント1ポイント  (0子コメント)

We just want to dank and circle jerk here. It doesn't matter if we can't detect a joke / sarcasm, as long as we can %meme$ along.

[–]anonmymouse 4ポイント5ポイント  (0子コメント)

Does she think the bank gets a copy of all your full receipts for purchases every time you swipe your card?

[–]ZartarUK 4ポイント5ポイント  (1子コメント)

this is obviously a joke, hate when people upload obvious jokes in here

[–]Dont_Eat_Poison 2ポイント3ポイント  (0子コメント)

People in here are hilariously dense considering the premise of the sub

[–]BrujahRage 1ポイント2ポイント  (0子コメント)

And that healthy ready meal's name? Tostino's Pizza Rolls.

[–]Kimojuno 0ポイント1ポイント  (0子コメント)

This actually made me chuckle. Thanks for posting.

[–]SweetLenore 0ポイント1ポイント  (0子コメント)

This is possible. It wouldn't be for the meal though but the merchant but she probably didn't know that. Calm down everyone.

[–]ComicCroc 0ポイント1ポイント  (0子コメント)

She also thinks that having an unhealthy lifestyle is worse than hitting rock bottom.

[–]therecanonlybe1 0ポイント1ポイント  (0子コメント)

At what point do we just assume they're joking? Sounds like shtick to me...

[–]hippiegoblin 0ポイント1ポイント  (0子コメント)

All the bank would know is that they made a purchase at a grocery store. They wouldn't know what item was purchased

[–]sldfghtrike 0ポイント1ポイント  (0子コメント)

I have a credit card that I mainly use for big purchases. I never use it at restaurants. Then one time at home the family says they want Wing Stop. So I go online to order and I use the credit card, but it wouldn't go through. I then get a text alert from my bank about a suspicious activity and that if it was me to reply YES back. So I did and placed the order and it went through. I think it happened because it was the first time I ever tried ordering food with the card. But I liked the idea that if my card were ever stolen and it were to try and be used at a restaurant it would probably get denied.

[–]tokeyoh 0ポイント1ポイント  (0子コメント)

When even ur bank knows ur a fat piece of shit

[–]Dont_Eat_Poison 0ポイント1ポイント  (0子コメント)

I've had my back freeze my accounts for ridiculously small purchases. They can do it if you're making small purchases at a suspicious location that you don't regularly shop at, like walmart. I don't see why this is a thathappened.

[–]Girth_Certificate 0ポイント1ポイント  (0子コメント)

I had wells Fargo freeze my account just the other day when I bought a soda out of state.

[–]maxximillian 0ポイント1ポイント  (0子コメント)

Fiance bought a prettzle at auntie Anne in the mall. They called before we were 5 minutes away asking about an uncharacteristic purchase. She eats supper healthy and never charged anything at a mall kiosk type food place

[–]MeanMustacheMan 0ポイント1ポイント  (0子コメント)

They don't even know what was specifically purchased. They just know where it was at and the amount spent.

[–]crlarkin 0ポイント1ポイント  (0子コメント)

Honestly, the number of times my bank has shut down my cards for the most ridiculous of reasons tells me this could be true.

[–]Drawtaru 0ポイント1ポイント  (0子コメント)

I'm certain that this is $100% true, but I worked retail for 10 years and the only time an account was ever denied was because the person had spent over their daily limit (usually $250).

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[–]purplesy 0ポイント1ポイント  (0子コメント)

This is one step too far on the That Happened scale

[–]Lily_May 0ポイント1ポイント  (0子コメント)

I had my card disabled because I got my hair cut at a real salon. Apparently I'm too much of a goddamn slob to get my hair done.

After that I started to get my hair cut more often. Kind of a wake up call.

[–]stormy_heart 0ポイント1ポイント  (5子コメント)

Can confirm. I work at a bank. We only block cards if they are out of the state and we weren't informed. If you swipe your card anywhere we can only see the charge for example "wal mart" we can't see "wal mart- condoms, a salad and a frozen pizza"

[–]Dont_Eat_Poison 0ポイント1ポイント  (4子コメント)

Well then my bank has been doing things wrong, because they lock my card all the fucking time in state.

[–]Steelreign10 1ポイント2ポイント  (3子コメント)

You must have something bad for it to happen all the time.

[–]Dont_Eat_Poison 0ポイント1ポイント  (2子コメント)

Well yeah, BOA

[–]Steelreign10 0ポイント1ポイント  (1子コメント)

You, may have some personal info compromised.

[–]Dont_Eat_Poison 0ポイント1ポイント  (0子コメント)

Nope. I just don't make predictable purchases apparently

[–]VisserThree 0ポイント1ポイント  (0子コメント)

this happened to pete in the league, which is a documentary, which confirms that yes this did in fact happen