In case you’ve been an individual who has previously had cancer and wishes to go on an overseas holiday, you might find that you’ve your work cut out for you with regards to finding an affordable travel insurance contract. There are several insurance firms which won’t offer any insurance at all to those who’ve had or do have cancer. Of the companies that do offer insurance, they sometimes charge you more than the cost of your flights. One company, Free Spirit, charges a 48 year old woman who’d breast cancer five years ago 248.70 for a 17 day worldwide policy.
Compare this to someone without any health concerns where the insurance costs are as little as 20. This example has been backed up by a latest survey conducted by the charity Cancerbackup which reveals that 9 in ten people struggle to get travel insurance if they’ve had cancer. Even when individuals are fit to travel, seven in ten are offered policies with sky high premiums or else refused insurance all together, the survey suggests. So as a consequence of insurance problems, one in 20 people linked to cancer choose to travel without insurance. As a consequence of the survey conducted by Cancerbackup the Association of British Insurers is investigating whether companies are in fact discriminating against cancer sufferers.
A spokesperson for the charity Macmillan Cancer Support calls for this sort of probing saying: The insurance industry needs to recognize that not all cancers are the same and treat people accordingly. Cancer as a disease itself is so grueling for individuals it’s only natural many of them want to give themselves a calming overseas holiday when their treatment is finished. Rightly so says, one of the firms that does offer cancer suffers insurance – Medi Travelcover. Being refused insurance can have a terrible impact on their morale, the spokesperson says.
With regards to life insurance coverage or private medical insurance it’s quite understandable how someone could be refused an opportunity to take out cover. Then it appears crazy that somebody who has had cancer a time long ago can’t get any inexpensive medical insurance for a simple holiday. The situation is prone to become more of an issue too, with 1 million people having been diagnosed with cancer sometime in their life.