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This is why I hate traditional banking (i.imgur.com)

zoolanderz が 投稿

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[–]zoolanderz[S] 5ポイント6ポイント  (1子コメント)

i had a fraudulent charge on my account that put me in the negative. I have no problem managing my account but not when unauthorized charges occur. I just got the fraudulent charges taken care of and then I get cited for 70 dollars in overdraft fees.

[–]Garciabyron218 1ポイント2ポイント  (0子コメント)

Bank of America? Happened to me once in which someone stole my numbers and placed a huge online order. Called them, explained the situation, they fixed it, and refunded the overdraft fees because it was obviously not my fault. People complain about BoA but honestly I've never had an issue with them.

[–]vocatus 8ポイント9ポイント  (1子コメント)

So pay better attention to your checking account and don't overdraft it.

[–]moronmonday526 2ポイント3ポイント  (0子コメント)

My bank recently deactivated my cards right in the middle of a business trip because I didn't pick up my mail frequently enough, and some paperwork was returned to them. I have "Do not send me mail" checked on every settings page I can find on the site. I had to email them a picture of my id and my W-2 (with private details redacted) just to get them to believe me that I still live at the address on file. That was definitely a "Bitcoin users not affected" situation for me.

[–]pSyChO_aSyLuM 5ポイント6ポイント  (2子コメント)

Bitcoin doesn't solve money management problems.

[–]sos755 4ポイント5ポイント  (1子コメント)

Yes. It does. The ability to spend money you don't have is what gets most people in trouble.

[–]bailbtc 2ポイント3ポイント  (2子コメント)

Because you tried spending money you didn't have then didn't like the terms of the loan they gave you to cover that? (a loan given to someone they knew for a fact had no money)

[–]vbenes 3ポイント4ポイント  (1子コメント)

My bank (one of the 3 biggest in our state) silently added 10.000,- of this loan or overdraft credit to my account so it appeared as my money. Instead of say 17.123,-, the ATM displayed 27.123,-. I needed to go to the bank and ask WTF - it turned out it was like they automatically gave me this loan and I needed explicitly tell them not to do that - not to mislead me about the amount of money I really have on my account. Thank god that I was paying close attention to my finances and that I was not believing in what the ATM was displaying. I find their behavior highly immoral.

[–]porpie 0ポイント1ポイント  (0子コメント)

Which ATM\bank are you going to that shows money to 3 decimal points?

[–]the_real_obola 1ポイント2ポイント  (0子コメント)

Not only they create new money from thin air, but now they create also debt from thin air... because that fee is created from something they don't have it... FUCK THE BANKS!

[–]ivyleague481 0ポイント1ポイント  (0子コメント)

Tell them you do not want that feature.

[–]waynemor12 0ポイント1ポイント  (0子コメント)

I don't believe bitcoin allows you to overdraft at all. There may be no fees but in a bitcoin world instead of buying your last tank of gas you'll be hiking home.

[–]porpie -2ポイント-1ポイント  (2子コメント)

So you want to be your own bank but you can't balance your checkbook?

[–]Natanael_L 1ポイント2ポイント  (1子コメント)

http://www.bankoverdraftlawyers.com/lawsuit-against-banks-for-overdraft-fees-will-go-ahead.php

They feel free to rebalance it without telling you

[–]porpie 0ポイント1ポイント  (0子コメント)

If you balance your checkbook and make sure there is enough money in your account to cover your outstanding balances you don't have to worry about that. Don't overdraft in the first place and and your set.