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Take Mike Rowe's “THE S.W.E.A.T. PLEDGE” (i.imgur.com)

submitted by Clatsopvincit omnia veritas

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[–]Clatsopvincit omnia veritas[S] 7 ポイント8 ポイント

http://www.mikeroweworks.com/home

[–]curtisa21384 9 ポイント10 ポイント

I'm not gay but Mike Rowe you complete me.

[–]thelaughingcactus 1 ポイント2 ポイント

Am I the only one who read this in his voice?

[–]chameleonjunkie 1 ポイント2 ポイント

I love all of this except number ten. Too many people born on third base think they have hit a triple.

[–]doctorhillbilly 12 ポイント13 ポイント

That's half the point of number ten. I will not accept credos for something I didn't do. That means acknowledging where you have been given a leg up but still working to improve from there.

[–]Roez -1 ポイント0 ポイント

Yeah, that's about my take. He's talking about a mental philosophy, and conscious outlook.

[–]Londonsblaze 2 ポイント3 ポイント

So you're saying that there are privileges... and that they are not being Checked... There's a Tumblr SJW drooling over this somewhere.

In all seriousness though, I completely agree. However, I think there is a matter of simply keeping things grounded in reality. The people who started on third and act like they hit a triple tend to be very closed minded and arrogant. They tend to be the people that believe that they deserve every dollar they make because they worked hard and went to school that they didn't pay for. I don't resent these people nor do I feel entitled to anything that they have earned. Their parents chose to invest in their child (assumption) and the investment paid off. And that is where I diverge from the SJW, "you didn't earn that by yourself types." I believe in an unspoken social contract that binds us all. No one is successful purely on their own and we all stand on the shoulders of those who went before us.

However, that doesn't entitle anyone to anything that I have earned. However, I believe that it personally obligates me to help others. My dad grew up incredibly poor and worked his ass off to get to where he is today. I was lucky to be born on the receiving end of his success. I was lucky that he was there to teach me to work hard and be a leader and gave me the tools to succeed. Because of all this I feel that I have an obligation to help others succeed in any way I can. However, I believe I can do a better job of helping people with my time and strategic donations than simply having it taxed under the guise of one thing and then having it wasted on another.

[–]jaykyew 0 ポイント1 ポイント

I agree with everything you just said. My father was also born very poor but worked his ass off to get to a point where he could give myself and my siblings a better upbringing than he had. I also love the line about "investing in their child" because that is exactly how my dad described my education to me. Though he has the financial means to pay for my tuition, he only agrees to pay for any class that I receive a B or higher in. Anything else, I pay for. I owe him several thousand dollars from screwing around my freshman year, but I am eternally grateful for that lesson.

[–]drnc 1 ポイント2 ポイント

I'll pass on number five, too. Sorry Mike. I didn't have 10K in cash for my car, 50K in cash for my college education (which I took care of myself, without the help of my parents), and 100K in cash to throw down on my house. Debt isn't bad. He might be talking about irresponsibility, but saying I'd rather sleep in a tent and eat beans is an extreme position. It doesn't even seem silly/fun.

[–]Londonsblaze 7 ポイント8 ポイント

Well it says "borrow money for a lifestyle I can't afford." I think he's referring to the idea of wasteful spending and borrowing and living beyond your means all for the sake of maintaining an appearance of wealth. It's the age old concept of taking pride in physically owning something, even if its small, over wastefully borrowing for luxury items that are financially self destructive.

[–]sheltered_asshole 2 ポイント3 ポイント

Bubble aside, a reasonable mortgage within your means isn't really a debt as the house itself acts as collateral and typically doesn't lose value.

Uncollateralized debt like credit cards, or large debts on depreciating assets, like car loans, is more what I think he's talking about.

[–]jgardnerReagan Conservative -2 ポイント-1 ポイント

When you borrow 100k to buy a 150k house, it's not the kind of debt he is talking about. When you borrow 10k to buy a car to support your business or carry you to your 50k/year job, when you invest 50k in college debt for a career that makes 100k 10 years in, that's not what he's talking about.

It's borrowing money for vacation, or for food you shouldn't be buying, or for a house you can't afford, or for a career that won't pay, or clothes you haven't earned. That's why we used to have people walk in to a bank and explain what they were borrowing the money for back in the day. Credit cards are a bane on society because it encourages the wrong kind of debt. Those that use them wisely really don't need them, and those that can't use them wisely shouldn't have them.

[–]jacksinn -1 ポイント0 ポイント

Too many people born on third base think they have hit a triple.

You just described the kids here in DC in a nutshell and why we're moving away and forward.

[–]jgardnerReagan Conservative -3 ポイント-2 ポイント

You're confusing number 10 with number 1.

[–]SlowAndSteady1 0 ポイント1 ポイント

ITT special snowflakes don't realize that these rules are contextual

[–]caribou16Moderate Conservative 0 ポイント1 ポイント

Not all debt is bad. Borrowing to buy a home or car you otherwise could not pay cash for is a good deal as long as you are realistic and don't over extend yourself.

[–]uberpowerLibertarian Conservative Traditionalist 0 ポイント1 ポイント

This sh!t is hardcore. It's more of what I aspire to than can actually live every single step of.

For example, I would rather borrow than move my family into a tent. We could always move to a tent later.

[–]NDIrish27 1 ポイント2 ポイント

I think it means more along the lines of "don't live above your means." So, like, if you can reasonably expect to pay that money back, then yeah, don't go live in a tent and eat canned beans for the rest of your life. It's also a hyperbolic statement meant more to prove a point than to serve as actual advice. He's just saying, if the only thing you can realistically afford is less than what you want, don't go for what you want, because you'll end up bankrupt, which is not only bad for you, but also bad for the economy as a whole.

[–]uberpowerLibertarian Conservative Traditionalist 0 ポイント1 ポイント

I think that bankruptcy does more good than bad. Bankrupt firms can efficiently pick up the pieces and start anew, or distribute remaining assets in a legal, organized manner.

Bankrupt individuals can clean up their act and do more good for society with their debts cleared than if they were in debtor's prison.

Of course there's abuse of bankruptcy, no doubt. I am well versed with a community (Russian speaking immigrants) who have mastered buying and borrowing far more than they should, living it up to the max, then hiding assets and declaring bankruptcy. They treat all govt handout programs this way, actually.

And I'd still go ahead and borrow more than I could repay in order to prevent tent life for my family.

[–]NDIrish27 0 ポイント1 ポイント

I think that bankruptcy does more good than bad.

Based on what, exactly? It might be better for a corporation itself for the reasons you said, but for an individual and for the economy it is terrible.

An individual goes bankrupt, guess what that person is never getting again: Credit. It's difficult to survive without credit. You can't get loans, you can't get reputable credit cards. It's rough.

And for the economy it's absolutely crippling. I mean, look at the credit crisis. People couldn't pay their loans, so they defaulted (which is what happens when you go bankrupt) and the economy collapsed.

And I'd still go ahead and borrow more than I could repay in order to prevent tent life for my family.

That's an incredibly naive and juvenile line of reasoning. There are so, so many better alternatives than setting yourself up for bankruptcy.

[–]mybadluck22 0 ポイント1 ポイント

Pretty sure you can get credit Gain after a few years. You can also live just fine without it

[–]uberpowerLibertarian Conservative Traditionalist 0 ポイント1 ポイント

You enjoy that hypothetical tent. I'll be over here, with my AC on and my infant living in a nursery instead of in her corner of the tent.

[–]AnUnfriendlyCanadian 0 ポイント1 ポイント

Not sure about number 5. Getting a loan to finance an education or an employment-necessary vehicle or a business isn't automatically a bad decision.

[–]jgardnerReagan Conservative -3 ポイント-2 ポイント

When I talk about a religious reform of our country, these are the kinds of beliefs we need to preach to the upcoming generation. If we instill in them that these are good things to strive for, we'll do fine in 10, 20, 50 years. If we can't convince them to believe in these things, we're screwed.