How to Get Cheaper Campervan Insurance

When you receive your renewal for your campervan insurance, you may be surprised to see the amount is not much lower than last year’s quote. In fact, you may find that it has gone up. This is because companies will not reward loyalty as much as they do new customers. You need to look around for cheaper insurance for your campervan and here are a few options to help you.

Check Price Comparison Websites

It used to take time looking around for various companies offering insurance and compare the prices but it has been made much easier with price comparison sites. These allow you to put your details in once and the website will search a variety of companies. You will be able to see the rates within 10 minutes and find the best company for your needs.

However, it is important to point out that not all insurance companies will be on these websites. Look at the names and determine if any you know are missing. Check directly with them as you may find that they are able to offer a lower price.

Remember the Commissions

Once you have the top five cheapest campervan insurance quotes, it is time to check with them directly. The price comparison websites charge companies a commission for appearing on the site and this is sometimes passed onto you. By checking directly, you will be able to cut out the middle man and make sure there are no extra costs being added on.

Some price comparison websites place it in their terms and conditions that the commission cannot be added onto the quotes. This is something to look out for to make sure the companies are playing fairly.

Talk Directly to Companies for Discounts

You may find that discounts are available for your campervan insurance. Some companies offer student discounts while others will allow older people to save extra money. However, you will not always find out about these unless you ask about them, so contact the company and talk to an advisor. Ask if there are any other ways that you can save money.

Never opt for the renewal quote for your campervan insurance. This is never likely to be the cheapest option available. Instead, take the time to shop around and compare various companies against each other. Price comparison websites are a great place to start but cut out the middle man to avoid extra charges for commission.