Steps to Get Cheaper Over 50 Car Insurance

With budgets tight for everybody and the cost of petrol increasing, people are constantly on the lookout for cheaper over 50 car insurance. There are some steps that you can take to gain cheaper quotes when shopping around for renewal prices. Here are some of the steps worth taking.

Do Not Simply Renew

Your current provider will send you a renewal notice within about a month before it is time to renew your car insurance. However, do not simply take this cost believing that it is the cheapest amount. The problem is that insurance providers will not reward your loyal custom and are more likely to increase your prices, even if you have not had an accident! Always shop around for the best deals on over 50 car insurance.

Use Price Comparison Websites

While they can have their downsides, price comparison websites are great to start off the search for cheaper car insurance. The benefit is that you put your details in once and all the companies within their database will be able to offer quotes. However, not all companies are on price comparison websites so you will need to go directly to some.

Contact Companies Directly

Once you have a list of the cheapest companies, contact them directly. This will give you the chance to find out about any discounts they offer, special offers available and you can make some changes to your details to help lower the costs, including increasing the excess. This will also give you the chance to inform the providers that you have found other companies willing to offer you a cheaper price for your over 50 car insurance.

Negotiate With the Providers

Start off with your current provider, as it is easier to stay with them. Talk to them about the lower prices that you have found and see if they are willing to match that price. Some companies are – some are run by the same overhead company as others and will match prices quoted within that group – but you will not always hear a yes. This is when it is worth changing.

It can take some time to find affordable over 50 car insurance but it is worth taking that time. The last thing you want to do is find that your current provider is charging you hundreds more for the year than other companies would, and it is important to note that some of the companies do!