No one is from theft, robbery or car crashes. Learn what you should do at the time of these problems.
To learn how to proceed in those cases, We developed a small guide for you containing some crucial information about Car Insurance.
Even with all precautions and care is not always possible to avoid a traffic accident, a stolen or robbed vehicle. Sometimes in the midst of trouble, it’s hard to go through the bureaucratic tangle around your problem.
After a collision, the first thing you have to check is if there is a victim or not. Luckily most of car crashes doesn’t include victims, the safety technology is getting better every day, and most of car crashes don’t have victims at all. The first thing you should do is, check for victims, if there is anyone injured you must call the emergency as fast as you can.
You should also call the police, having witnesses is also a good thing, at least two of them are required and you cannot leave the scene. You should never do so; you must wait until the police get there, even if you’re wrong. Because if you run away, it’s a hit-and-run and you can easily go to jail because of that, even if the accident didn’t do many damage. The police may ask for the address, driver’s license and data about the vehicle. The weather conditions of the day might also help you out in the case. The type of the accident: if it’s a roll over, crash, collision, etc., and most importantly the two versions about the accident itself.
You must also contact the service desk of your insurer and get your hands on the driver’s full name, brand and license plate.
If you have a camera, take pictures of cars and the accident site, remembering to record the location of the signs (signs), signs on the track, tire tracks, etc…
Theft
If the loss is due to a (simple disappearance of the vehicle) or theft (when there is violence or threat against the victim’s vehicle), you should note the date, time and location that the accident occurred.
Contact the Police Department as soon as you can and get yourself to a police station to register the occurrence of robbery / theft of the vehicle and the vehicle or personal documents (if you have them).
Then contact your broker will ask you to submit the necessary documents to the insurer.
Having detailed information can easily help you out on that. Many insurance companies have also methods to track your car, if they can’t find your car at all, depending on your country and your insurance plan, they will either give you the money or a car with the exact same model and year to you. Some companies also give you the choice to choose which way you prefer, they also offer you a car until you find where your car is or get your money or new car back. It can easily help out if you need your car to work.