Like in any other countries, the Australian Travel Insurance has its own set of benefits suited for its customers. These things are necessary for them to be persuaded in availing and be able to take advantage of the services that are offered along with this insurance. So if you want to know more about this then go through the rest of these articles.
To help you see the importance of a travel insurance, below is a list of the usual benefits that customers can take advantage of.
- CANCELLATION FEES AND LOST DEPOSITS
Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you and which are outside your control:
- Sickness
- Injuries
- Strikes
- Collisions
- Retrenchment
- Natural Disasters
- OVERSEAS EMERGENCY MEDICAL ASSISTANCE
Cover for emergency medical assistance including:
- 24 Hour Emergency Medical Assistance
- Ambulance
- Medical Evacuations
- Funeral Arrangements
- Messages to Family
- Hospital Guarantees
- OVERSEAS EMERGENCY MEDICAL AND HOSPITAL EXPENSES
Cover for overseas medical treatment if you are injured or become sick overseas, including:
- Medical
- Hospital
- Surgical
- Nursing
- Emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth
- ADDITIONAL EXPENSES
Cover for additional accommodation and travel expenses caused by your health problems or someone else’s resulting from:
- Sickness
- Injury
- Death
- Also cover for travelling companion or relatives accommodation and travel expenses to travel to, stay near or escort you resulting from:
- Hospitalization
- Medical Evacuation
- HOSPITAL CASH ALLOWANCE
An allowance of $50 per day if you are hospitalized whilst overseas for more than 48 continuous hours.
- ACCIDENTAL DEATH
A Death Benefit is payable if you die because of accidental bodily injury sustained during your journey within 12 months of that injury.
- PERMANENT DISABILITY
A Permanent Disability Benefit is payable for total loss of sight in one or both eyes or loss of use of a hand or foot within 12 months of, and because of, an injury sustained during your journey.
- LOSS OF INCOME
A weekly Loss of Income Benefit is payable if, due to an injury sustained during your journey, you are unable to work after your return to Australia for more than 30 days
- TRAVEL DOCUMENTS, CREDIT CARDS AND TRAVELLERS CHEQUES
Cover to replace costs of travel documents lost or stolen from you during your journey, such as:
- Passports
- Credit Cards
- Travel Documents
- Travellers Cheques
- THEFT OF CASH
Cover for the following items stolen from your person, up to $250 for all claims combined:
- Bank Notes
- Cash
- Currency Notes
- Postal Orders
- Money Orders
- LUGGAGE AND PERSONAL EFFECTS (ADDITIONAL COVER OPTIONS AVAILABLE)
Cover for replacing luggage and personal effects stolen or reimbursing repair cost for accidentally damaged items, including:
- Luggage
- Spectacles
- Personal Effects
- Personal Computers
- Camera
- LUGGAGE AND PERSONAL EFFECTS DELAY ALLOWANCE
Cover to purchase essential items of clothing and other personal items following luggage delayed, misdirected or misplaced by your carrier for more than 12 hours.
- TRAVEL DELAY ALLOWANCE
Cover for additional meals and accommodation expenses if your journey is disrupted due to circumstances beyond your control after an initial 6 hour delay.
- ALTERNATIVE TRANSPORT EXPENSES
Cover for additional travel expenses following transport delays to reach events such as:
- Wedding
- Funeral
- Conference
- Sporting Event
- Pre-paid Travel/Tour Arrangements
- PERSONAL LIABILITY
Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you.
With all the above mentioned benefits of Australian Travel Insurance, it will not be a surprise if you will be availing one for yourself from good companies. Get an Australian Travel Insurance now.