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ESOP is a non-profit HUD-certified housing counseling agency. Our main focus is to stabilize and strengthen communities – stabilize through foreclosure prevention programs and strengthen by developing local leaders and organizing area residents around important issues affecting their neighborhoods. ESOP has ten offices across Ohio committed to helping urban, suburban and rural homeowners.

For information call 1-877-731-ESOP.

NEED SPANISH SPEAKING SERVICES? ¿NECESITA SERVICIO EN ESPAÑOL?

ESOP has Spanish bilingual counselors in both Cleveland offices. Homeowners outside the Cuyahoga calling area who need Spanish-speaking services can call us toll-free at: 877-731-ESOP (3767). ESOP tiene consejeras que hablan Español en sus Officinas que estan localizadas en Cleveland. Los propietarios de vivienda fuera de Cuyahoga que necesiten servicios en Español, favor de llamar al número gratuito: 877-731-ESOP (3767).

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News & Events

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Policy Matters Ohio: Home Insecurity Report

While cautiously optimistic about this decrease in foreclosures, there is great concern about the dismal indicators on home equity and delinquent loans. They show that more than one in three homes is ‘under water,’ or worth less than homeowners’ mortgages.

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Fannie & Freddie: Slashing Mortgages is Good for Business

New analyses by mortgage giants Freddie Mac and Fannie Mae conclude that loan forgiveness wouldn’t just help keep hundreds of thousands of families in their homes, it would also save Freddie and Fannie money. That, in turn, would help taxpayers, who bailed out the companies at a cost of more than $150 billion and are still on the hook for future losses.


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Campaign for Principal Reduction

Homeowners across Northern Ohio are urging the CEO’s of JPMorgan Chase, Bank of America and other major mortgage banks to push for principal reduction to help solve the housing crisis.

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$25,000 Help for Unemployed Homeowners

Homeowners experiencing a hardship due to job loss or other loss of income can receive up to $25,000 in mortgage assistance from the Ohio Restoring Stability program. 

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Ohio Bank Settlement Money Devoted to Demolishing Vacant Properties

Ohio Attorney General Mike DeWine announced $75 million dollars from the national robo-signing settlement will be dedicated to abandoned and vacant property demolition. ESOP has actively organized neighborhood residents in Cleveland and Toledo to bring attention to the many problems associated with vacant properties. 



  

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EYE ON ESOP

From outreach events and community meetings to media coverage, you can keep an eye on what's happening at ESOP.

Preview the latest pictures, video and news coverage of the issues impacting our community.

See our full photo gallery or check us out on 

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