8 Ways to Give Your Credit Score a Spring Cleaning

 Photo of Audrey Seiberling Courtesy of Audrey Seiberling

Sure-Fire Ways to Beat Your Debt

By Melissa Ezarik

Audrey Seiberling will be debt-free when she turns 30 in December. That's something to celebrate -- especially considering that at 27, she owed nearly $19,000. "I was saddened to see the consequences of my foolish and carefree early 20s wreaking havoc on my credit," she says. But she did something about it: by arranging gradual payment with each creditor, she's nearly wiped out her debt. All it took was a little spring cleaning -- not for her closets or her garage, but for her finances.

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