Welcome to LendingTree, where diverse talents come together and branch out, building on the proud legacy created by true visionaries in the mortgage industry.
LendingTree and its direct lending division, LendingTree Loans, are positioned at the forefront of online lending. The LendingTree exchange—where banks compete for a consumer’s business—has never been stronger. Together with its direct lending division LendingTree Loans (created in late 2004 when LendingTree acquired HomeLoanCenter.com), the company is poised to become the definitive leader within the home loan industry.
Backed by some of the smartest leaders in the industry, including parent company IAC, LendingTree continues to grow. It’s a great time to join this dynamic industry, and to experience the opportunity first-hand. At LendingTree, you’ll find an organization that boasts record-breaking growth. With the force of IAC, recently recognized by Fortune magazine as the Most Admired Company in Internet Services and Retailing, LendingTree will continue to dominate online lending.
Since inception, LendingTree.com has helped over 20 million borrowers, and the company continues to avow the benefits of educating consumers to become “Smart Borrowers.” LendingTree has also leveraged a stable of leading financial services and real estate brands, including RealEstate.com and LendingTree Loans. RealEstate.com is setting the real estate industry on fire, expanding its national footprint online, and even offline with its RealEstate.com, REALTORS® local, full-service brokerages. LendingTree Loans ranks within the top 25 U.S. mortgage originators, and remains one of the most respected lenders in the country.
We seek energetic and ambitious individuals to share in our success and build rewarding careers. Whether you’re an experienced mortgage professional or have been seeking the right opportunity to join in the excitement, now is the perfect time to join the LendingTree team.
equity line of credit
字号：大 中 小
equity line of credit
Home equity as a source of a line of credit
If ever you are in need of borrowed funds, one practical and handy source of credit is a home equity
line. To begin with, a home equity credit line will offer you a large amount of cash with a
comparatively low rate of interest. It also gives you some tax benefits not available with other
kinds of loans.
Compare Home Equity Rates
Compare rates from up to 4 lenders for home equity
HELOC and security for the loan
Home equity lines of credit (HELOC) will require property to be pledged as security for the loans.
Obviously, this kind of borrowing may jeopardize your home and you, if you default on a loan or even
if you are late with your monthly payments.
A loan with a balloon payment, that is a large payment at the end of the loan term, may result in
your borrowing more money to pay off the debt. It may also put your home at risk, if in the course
of the original loan you are deemed ineligible for refinancing. In the event that you sell your
home, the conditions of most loans will require you to pay off all debts on your credit line at that
time. While home equity loans provide you with ready cash quite easily, you tend to borrow more
freely as well.
Always compare HELOC rates from several lenders to assure that you get the lowest rate possible.
Alternatives to home equity line of credit and home equity loans
It is important to bear in mind that there are many other ways to borrow money besides home equity
credit lines. Second mortgage installment loans are one such viable option. Certainly second
mortgage plans place an extra future burden on your home or property, in terms of an added mortgage.
But the money lent is usually given as a lump sum, not as advances through continuous charges to a
card or checking account. Also, a second mortgage generally has a fixed rate and fixed monthly
payments.
Another option, preferred to borrowing money outright, is a credit line that does not use your
property as security. Under the right conditions, that also might be available to you with a credit
card, or an unsecured credit line allowing you to write checks whenever you need the funds.
Information about loans for specific items, such as auto purchases or tuition fees, is available at
your request.
equity line of credit
Home equity as a source of a line of credit
If ever you are in need of borrowed funds, one practical and handy source of credit is a home equity
line. To begin with, a home equity credit line will offer you a large amount of cash with a
comparatively low rate of interest. It also gives you some tax benefits not available with other
kinds of loans.
Compare Home Equity Rates
Compare rates from up to 4 lenders for home equity
HELOC and security for the loan
Home equity lines of credit (HELOC) will require property to be pledged as security for the loans.
Obviously, this kind of borrowing may jeopardize your home and you, if you default on a loan or even
if you are late with your monthly payments.
A loan with a balloon payment, that is a large payment at the end of the loan term, may result in
your borrowing more money to pay off the debt. It may also put your home at risk, if in the course
of the original loan you are deemed ineligible for refinancing. In the event that you sell your
home, the conditions of most loans will require you to pay off all debts on your credit line at that
time. While home equity loans provide you with ready cash quite easily, you tend to borrow more
freely as well.
Always compare HELOC rates from several lenders to assure that you get the lowest rate possible.
Alternatives to home equity line of credit and home equity loans
It is important to bear in mind that there are many other ways to borrow money besides home equity
credit lines. Second mortgage installment loans are one such viable option. Certainly second
mortgage plans place an extra future burden on your home or property, in terms of an added mortgage.
But the money lent is usually given as a lump sum, not as advances through continuous charges to a
card or checking account. Also, a second mortgage generally has a fixed rate and fixed monthly
payments.
Another option, preferred to borrowing money outright, is a credit line that does not use your
property as security. Under the right conditions, that also might be available to you with a credit
card, or an unsecured credit line allowing you to write checks whenever you need the funds.
Information about loans for specific items, such as auto purchases or tuition fees, is available at
your request.
i love you baby!!!
For a Tax Attorney, Sean Neill wrote:
Depends on what the attorney’s role is - planning or litigation?
If litigation, ask for references from local accountants. Based on my experience as a Canadian CA (think CPA but tougher and with more prestige), we generally only recommend tax lawyers who we’ve had some experience in the past and/or who’ve had some reasonable success in court or pre-settlement negotiations with the tax authority.
As far as understanding a strategy, I’ve never encounter any strategy appropriate to my clients (small business owners - sub 20 million in assets) that I couldn’t understand. If you are dealing with a large enough accounting firm to have pure tax specialists (that is all they do), then my own view is that if they can’t understand the strategy, it likely isn’t appropriate for you. My main caveat is that if you are truly in the very wealthy category (>50+ million), then some strategies might be so outre to be incomprehensible yet save you money even after all of the transaction costs and additional risk. This doesn’t represent my client base, so I go with if the seller can’t explain it to me and satisfy me that it works and fits the client’s risk tolerance, I recommend my client not proceed.
Depends on what the attorney’s role is - planning or litigation?
If litigation, ask for references from local accountants. Based on my experience as a Canadian CA (think CPA but tougher and with more prestige), we generally only recommend tax lawyers who we’ve had some experience in the past and/or who’ve had some reasonable success in court or pre-settlement negotiations with the tax authority.
As far as understanding a strategy, I’ve never encounter any strategy appropriate to my clients (small business owners - sub 20 million in assets) that I couldn’t understand. If you are dealing with a large enough accounting firm to have pure tax specialists (that is all they do), then my own view is that if they can’t understand the strategy, it likely isn’t appropriate for you. My main caveat is that if you are truly in the very wealthy category (>50+ million), then some strategies might be so outre to be incomprehensible yet save you money even after all of the transaction costs and additional risk. This doesn’t represent my client base, so I go with if the seller can’t explain it to me and satisfy me that it works and fits the client’s risk tolerance, I recommend my client not proceed.
订阅：
帖子 (Atom)